Plenty of people have been born to millionaires and not made as much as Musk to be fair, he obviously had a spark of something at some point, even if it was just a good sense of where trends are heading and who to lump his money in with (thiel).
However, whatever he had has gone. Too much coke, too much time spent under the public spotlight, or maybe he just lost touch after 20 years.
I mean, we're talking about someone who spent $44Bn on something by accident, because he made a legally binding joke offer and was held to it. When was the last time you saw a sane person do that?