I can only assume that you're a West Ham fan.
Rice is reactive and gets away with a lot of poor decisions. He doesn't (can't?) read a game, os frequently out of position, and offers little help to the defence.
He's got a lot to learn and is a long way from being an 'elite level' player. He's usually run himself out by 65 to 75 minutes and exposes the defence. As a DM, he's a weak link.
Phillips may not be the finished article yet, but he reads a game well and doesn't waste effort. He should start v France instead of Rice.
A West Ham fan because unlike yourself I rate Rice?
Complete clown. You're probably about 15.