Inflation - when is this going to end?

[Stoned Rose]

I knew about the resigning from your job thing they've always had a similar rule in place.

So you're living in accomodation, paying at a conservative estimate £400 a month rent and lose your job. You only get £350? No housing benefit, nothing else? That sounds nuts.

If you don’t have any children living with you (and for them to be living with you they must be stay at your house more than 50% of nights and you need to be able to prove that) you get £350 a month under UC. Reality.

If you have a mortgage or rent to pay, hard lines, there is no help apart from a short mortgage break if your lender agrees to that.

I lost my job in the pandemic and honestly mate there was absolutely fuck all help except for that £350 a month.

If you’ve always worked, the system literally forces you back to work. You cannot just fuck work off, sit on your arse all day and have everything paid.

If you’ve always been unemployed and always lived that “lifestyle” you probably get a lot more and can live reasonably comfortably.

 

[paulchapo]

Go on entitledto.co.uk and put in as many scenarios as you like, you will be surprised at how shit it actually is.

I thought they had to cover all the basics at least, but obviously I have had no personal experience for a good 30+ years. Our friends at the dole didn't know how to handle us seaman when we had to sign on there when we were waiting for a ship. We used to go to the British shipping federation office. You'd get some pay from the navy and the dole bloke was in there and you signed and got money from him. When they shut all the federations down you had to sign on your local dole office and somebody from the navy contacted you when a job on a ship came up. We had to keep telling the dole as a registered seafarer we weren't allowed to take another job.

 

[paulchapo]

If you don’t have any children living with you (and for them to be living with you they must be stay at your house more than 50% of nights and you need to be able to prove that) you get £350 a month under UC. Reality.

If you have a mortgage or rent to pay, hard lines, there is no help apart from a short mortgage break if your lender agrees to that.

I lost my job in the pandemic and honestly mate there was absolutely fuck all help except for that £350 a month.

If you’ve always worked, the system literally forces you back to work. You cannot just fuck work off, sit on your arse all day and have everything paid.

If you’ve always been unemployed and always lived that “lifestyle” you probably get a lot more and can live reasonably comfortably.

Thanks for the explanation. Yes even back in the day some families couldn't seem to get much at all while those knowing all the tricks had it cushy and openly bragged about it.

 

[hampshireblue]

The biggest problem is that people will think things are better when they are fed the news that CPI is beginning to fall. However the reduced CPI will be on the £1 pint of milk instead of the 70p pint or the £3 butter instead of the £2 that they have gone up already. Those prices will be locked in for good. Yes, we may see falls in petrol and gas etc, but only because those prices are so obvious to people. The day to day shopping will only go one way from where it is now.

 

[Corky]

If you don’t have any children living with you (and for them to be living with you they must be stay at your house more than 50% of nights and you need to be able to prove that) you get £350 a month under UC. Reality.

If you have a mortgage or rent to pay, hard lines, there is no help apart from a short mortgage break if your lender agrees to that.

I lost my job in the pandemic and honestly mate there was absolutely fuck all help except for that £350 a month.

If you’ve always worked, the system literally forces you back to work. You cannot just fuck work off, sit on your arse all day and have everything paid.

If you’ve always been unemployed and always lived that “lifestyle” you probably get a lot more and can live reasonably comfortably.

Children are nothing to do with the Housing Support element of UC, bar the a higher amount due to additional room entitlement.

A single man over 25 in Manchester would get £334.91 standard allowance plus up to £523.55 towards rent.

The kids thing is for priority need to be accepted as statutory homeless or get temp accommodation. Of course if you have too much savings or don't rent, you don't get the housing element.

 

[Stoned Rose]

Children are nothing to do with the Housing Support element of UC, bar the a higher amount due to additional room entitlement.

A single man over 25 in Manchester would get £334.91 standard allowance plus up to £523.55 towards rent.

The kids thing is for priority need to be accepted as statutory homeless or get temp accommodation. Of course if you have too much savings or don't rent, you don't get the housing element.

You’re probably right re the rent mate I was paying a mortgage so got fuck all towards that.

Even with the figures you mention that’s about £860 a month to live on for a single man.

Not going to touch the sides is it once you factor in council tax, utlities, car finance and fuel, food, phone, tv etc?

 

[Corky]

You’re probably right re the rent mate I was paying a mortgage so got fuck all towards that.

Even with the figures you mention that’s about £860 a month to live on for a single man.

Not going to touch the sides is it once you factor in council tax, utlities, car finance and fuel, food, phone, tv etc?

There is just SMI for mortgages but you need to claim UC for 39 weeks to qualify and now it is a loan.

The only other thing you get is Council Tax Support, most Council's pay 80% of the total since localisation.

 

[Stoned Rose]

There is just SMI for mortgages but you need to claim UC for 39 weeks to qualify and now it is a loan.

The only other thing you get is Council Tax Support, most Council's pay 80% of the total since localisation.

I didn’t get any help re council tax mate.

 

[Corky]

I didn’t get any help re council tax mate.

You had to apply to your your local council, if you had over £16k savings you would get nothing, over £6k it tapers off.

The only thing stopping you getting it would be savings or not applying. After 3 months you would not be able to make a back claim.

 

[city2]

When your dead and buried or cremated.