Living payday to payday.

[Rascal]

I have a week of being ok and then a week skint. So half the year im skint. But my bills are paid, I owe nobody apart from bgblue but he does 50 foriegners a week and is loaded :)) He also provides my clothing, hes a good lad.

I feel for those of you who are really struggling, I have been there and its horrendous

 

[samharris]

Same here m8.

When people say that money doesn't buy you happiness i'd just like to be able to give it a try and see for myself.

Of course it buys happiness.. most miserable fookers I know are skint.
So getting in your Frarri to go to the airport to go to the Bahamas to lie on a beach and spend money doesnt make you happy..

yeah right. ;)<br /><br />-- Thu Feb 27, 2014 7:13 pm --<br /><br />

Please cheer me up and say it's not only me who does this.

What a **** of a month this is, and each month for the foreseeable future!

The Middle-classes need not reply

Tbh Pige Im self employed and so do not suffer the payday to payday thing..Could never go back to monthly pay...Ever..

 

[BoyBlue_1985]

Most of us live from payday to payday regardless of what class or social strata you are.
I read an article which said the vast majority of people in this country are financially finished
if they didn't work for approximately 60 days.
The majority of us in GB spend what we earn. In Switzerland, on average each person saves circa 40%
of their disposable income.
The difference in mindset & culture is scary!

I normally save on average 25% of my monthly income but I work manual labour and the idea of injuring myself and struggling by never has appealed to me so I always make sure I could be comfortable. Im very aware that if I eventually do the baby thing that will be wiped out before I have even see its little face and for the following 20 years after.
Unfortunately for a fair few people living pay cheque to pay cheque isn't a life of frugal spending but a life of struggling by. Japan has it right in terms of pay this country along with the wild west of the US has got it all wrong

 

[tidyman]

Most of us live from payday to payday regardless of what class or social strata you are.
I read an article which said the vast majority of people in this country are financially finished
if they didn't work for approximately 60 days.
The majority of us in GB spend what we earn. In Switzerland, on average each person saves circa 40%
of their disposable income.
The difference in mindset & culture is scary!

I normally save on average 25% of my monthly income but I work manual labour and the idea of injuring myself and struggling by never has appealed to me so I always make sure I could be comfortable. Im very aware that if I eventually do the baby thing that will be wiped out before I have even see its little face and for the following 20 years after.
Unfortunately for a fair few people living pay cheque to pay cheque isn't a life of frugal spending but a life of struggling by. Japan has it right in terms of pay this country along with the wild west of the US has got it all wrong

Isn't the cost of housing so expensive in Japan that 200 year mortgages are the norm and are passed on thorugh the generations?

No idea where or when I read that, so might well be complete bollocks.

 

[samharris]

I was born with fuck all and I still have most of it left.. !

Im only a million pounds short of being a millionaire..

 

[Blue Streak]

Times like tonight makes me feel glad I'm in good credit with Whalley Ranges takeaways otherwise I'd be bloody hungry.

 

[Tueartsoverhead kick]

Overdraft is my friend :)

 

[dazdon]

Isn't the cost of housing so expensive in Japan that 200 year mortgages are the norm and are passed on thorugh the generations?

No idea where or when I read that, so might well be complete bollocks.

Holy Fukishama!!!

 

[Ronnie the Rep]

Used to live this way but it gets easier as you get older. Now debt free inc mortgage. Spend less than half what I earn.

I think that's partly because I spent so many years on the edge that me and mrs Rep have never got into the habit of spending

Trying to change that because I'm not leaving it all to the kids!

 

[RandomJ]

Just the way we're slaves to money. Reminds me of that saying that you buy a car to drive to work, you drive to work to pay for the car.