PPI claims

[charliebigspuds]

I never thought I'd qualify for this because everytime I've got a loan, mortgage etc I've always said no to payment protection due to thinking it was a bit of a scam. Anyhow, my pal at work has recently been told about something iffy that went on with his first mortgage and he's now looking at around £7k coming his way which includes credit cards, loans, store cards etc etc etc.

I've phoned one of these places up today because over the years I've had at least four loans, two mortgages, around 6 credit cards etc and it turns out I could be in for a bit of a windfall. Has anyone else done this? there must be a few on here.

 

[Timmmmahhhh]

I never thought I'd qualify for this because everytime I've got a loan, mortgage etc I've always said no to payment protection due to thinking it was a bit of a scam. Anyhow, my pal at work has recently been told about something iffy that went on with his first mortgage and he's now looking at around £7k coming his way which includes credit cards, loans, store cards etc etc etc.

I've phoned one of these places up today because over the years I've had at least four loans, two mortgages, around 6 credit cards etc and it turns out I could be in for a bit of a windfall. Has anyone else done this? there must be a few on here.

Do it yourself.

Don't go through a company, they do exactly the same as what you would, nothing more, and take 25-35%.

 

[charliebigspuds]

I never thought I'd qualify for this because everytime I've got a loan, mortgage etc I've always said no to payment protection due to thinking it was a bit of a scam. Anyhow, my pal at work has recently been told about something iffy that went on with his first mortgage and he's now looking at around £7k coming his way which includes credit cards, loans, store cards etc etc etc.

I've phoned one of these places up today because over the years I've had at least four loans, two mortgages, around 6 credit cards etc and it turns out I could be in for a bit of a windfall. Has anyone else done this? there must be a few on here.

Do it yourself.

Don't go through a company, they do exactly the same as what you would, nothing more, and take 25-35%.

I know, I've been discussing it in work this morning, trouble is I've not got the time to do it, work 8 hours per day, two young un's at home. I've had a look on that Martin Lewis site about doing it yourself but the way I look at it is I'm better off with 75% of £10k than 100% of fuck all.

 

[Kippax.]

I never thought I'd qualify for this because everytime I've got a loan, mortgage etc I've always said no to payment protection due to thinking it was a bit of a scam. Anyhow, my pal at work has recently been told about something iffy that went on with his first mortgage and he's now looking at around £7k coming his way which includes credit cards, loans, store cards etc etc etc.

I've phoned one of these places up today because over the years I've had at least four loans, two mortgages, around 6 credit cards etc and it turns out I could be in for a bit of a windfall. Has anyone else done this? there must be a few on here.

Do it yourself.

Don't go through a company, they do exactly the same as what you would, nothing more, and take 25-35%.

I know, I've been discussing it in work this morning, trouble is I've not got the time to do it, work 8 hours per day, two young un's at home. I've had a look on that Martin Lewis site about doing it yourself but the way I look at it is I'm better off with 75% of £10k than 100% of fuck all.

if you have never had PPI, what are you claiming for?

 

[St Helens Blue (Exiled)]

I never thought I'd qualify for this because everytime I've got a loan, mortgage etc I've always said no to payment protection due to thinking it was a bit of a scam. Anyhow, my pal at work has recently been told about something iffy that went on with his first mortgage and he's now looking at around £7k coming his way which includes credit cards, loans, store cards etc etc etc.

I've phoned one of these places up today because over the years I've had at least four loans, two mortgages, around 6 credit cards etc and it turns out I could be in for a bit of a windfall. Has anyone else done this? there must be a few on here.

Do it yourself.

Don't go through a company, they do exactly the same as what you would, nothing more, and take 25-35%.

Exactly this. Sent my form off the other day to Rbs who are now looking at all claims involving Lombard direct. I had a loan with them back in 95..If I get nothing then so be it but for the price of a stamp it may pay for next years season card!

 

[Timmmmahhhh]

I never thought I'd qualify for this because everytime I've got a loan, mortgage etc I've always said no to payment protection due to thinking it was a bit of a scam. Anyhow, my pal at work has recently been told about something iffy that went on with his first mortgage and he's now looking at around £7k coming his way which includes credit cards, loans, store cards etc etc etc.

I've phoned one of these places up today because over the years I've had at least four loans, two mortgages, around 6 credit cards etc and it turns out I could be in for a bit of a windfall. Has anyone else done this? there must be a few on here.

Do it yourself.

Don't go through a company, they do exactly the same as what you would, nothing more, and take 25-35%.

I know, I've been discussing it in work this morning, trouble is I've not got the time to do it, work 8 hours per day, two young un's at home. I've had a look on that Martin Lewis site about doing it yourself but the way I look at it is I'm better off with 75% of £10k than 100% of fuck all.

takes about 5 minutes to fill each form in, and where has this £10k figure come from?

75% of £10k may sound appealing but if you're entitled to £500 then £375 isn't as appealing.

 

[charliebigspuds]

Do it yourself.

Don't go through a company, they do exactly the same as what you would, nothing more, and take 25-35%.

I know, I've been discussing it in work this morning, trouble is I've not got the time to do it, work 8 hours per day, two young un's at home. I've had a look on that Martin Lewis site about doing it yourself but the way I look at it is I'm better off with 75% of £10k than 100% of fuck all.

if you have never had PPI, what are you claiming for?

you can claim for practically anything, apparently a lot of credit card companies, loans etc have had this PPI in the deal without you knowing. You may not have signed a piece of A4 saying you want to pay in case you lose your job but the fuckers have stuck it in without you knowing and included it in your monthly payments.
Weren't you a car salesman? you must have sorted out finance for people if you were, anything like this you can claim for, I bought two brand new cars in the 90's, both on finance and they're looking into it for me. I've found a firm that's taking 25% no win-no fee, my mates firm takes 30% but some take 50%, whatever they take if you haven't got the time to do it yourself or no longer have any documentation then better to get something back.<br /><br />-- Fri Nov 23, 2012 2:33 pm --<br /><br />

Do it yourself.

Don't go through a company, they do exactly the same as what you would, nothing more, and take 25-35%.

I know, I've been discussing it in work this morning, trouble is I've not got the time to do it, work 8 hours per day, two young un's at home. I've had a look on that Martin Lewis site about doing it yourself but the way I look at it is I'm better off with 75% of £10k than 100% of fuck all.

takes about 5 minutes to fill each form in, and where has this £10k figure come from?

75% of £10k may sound appealing but if you're entitled to £500 then £375 isn't as appealing.

It was just a figure I plucked out of the air. Have you done it? what did you claim for?

 

[Ja Salford Blue]

what happens if the company no longer exists?

my mam and dad had car finance about 10 years ago (Dragon finance I think they were called) but they no longer trade.

would they be able to claim?

they defo paid PPI

 

[Timmmmahhhh]

It was just a figure I plucked out of the air. Have you done it? what did you claim for?

3 loans, sent the forms off last week, had a letter saying they are looking into it, my sister had a loan from the same company, got £3k+ within 6 weeks.

Not suggesting you won't be entitled to £10k but I wouldnt set yourself on a figure/percentage without hearing fromt hem first.

 

[Kippax.]

I know, I've been discussing it in work this morning, trouble is I've not got the time to do it, work 8 hours per day, two young un's at home. I've had a look on that Martin Lewis site about doing it yourself but the way I look at it is I'm better off with 75% of £10k than 100% of fuck all.

if you have never had PPI, what are you claiming for?

you can claim for practically anything, apparently a lot of credit card companies, loans etc have had this PPI in the deal without you knowing. You may not have signed a piece of A4 saying you want to pay in case you lose your job but the fuckers have stuck it in without you knowing and included it in your monthly payments.
Weren't you a car salesman? you must have sorted out finance for people if you were, anything like this you can claim for, I bought two brand new cars in the 90's, both on finance and they're looking into it for me. I've found a firm that's taking 25% no win-no fee, my mates firm takes 30% but some take 50%, whatever they take if you haven't got the time to do it yourself or no longer have any documentation then better to get something back.

-- Fri Nov 23, 2012 2:33 pm --

I know, I've been discussing it in work this morning, trouble is I've not got the time to do it, work 8 hours per day, two young un's at home. I've had a look on that Martin Lewis site about doing it yourself but the way I look at it is I'm better off with 75% of £10k than 100% of fuck all.

takes about 5 minutes to fill each form in, and where has this £10k figure come from?

75% of £10k may sound appealing but if you're entitled to £500 then £375 isn't as appealing.

It was just a figure I plucked out of the air. Have you done it? what did you claim for?

Still in the job mate, but never really dealt PPI as the dealerships dont offer it now. I may look into it more now.