Premium bonds

[mancityvstoke]

Junior Choice with Ed "Stewpot" Stewart and then Tony Blackburn and his dog Arnold.

woof woof

 

[crazyg]

In the last 6 months I've won £125, £75 of which I found out about today. I can go 2 or 3 months without a win, but it's "dead money" to me, my "rainy day" savings.
Mind you, I did have a £25,000 win last year. I'm still stunned!

 

[bavarian blue]

I have won about 75 pounds in ten years.

 

[Scottyboi]

Swap your bank account to nationwide and take advantage of their 5% on £2500 for a year, do the same with another bank account and swap that to first direct get the £125 cashback and access to a 5% ISA for the year where you pay in 300 a month. If you are referred to Nationwide you will also get £100 cash for swapping. Them 2 things alone will make you more money.

 

[flook]

over the years I've won about double what I'd have made in interest in a standard bank account, biggest win £100, but a fairly regular £25

 

[Chippy_boy]

Swap your bank account to nationwide and take advantage of their 5% on £2500 for a year, do the same with another bank account and swap that to first direct get the £125 cashback and access to a 5% ISA for the year where you pay in 300 a month. If you are referred to Nationwide you will also get £100 cash for swapping. Them 2 things alone will make you more money.

Hmmmmmm, I make that £350? My Premium Bonds netted me £575 over the last year and that's net, whereas the £350 is taxable.

 

[burning blue soul]

I'm only here cos I thought the thread title said 'premium blondes'

I'm going again now! :(

 

[kippax123]

I save with a gold account through the credit union and get 2.5 % on all my savings. Not a great dividend but certainly better then the bank.

 

[Scottyboi]

Hmmmmmm, I make that £350? My Premium Bonds netted me £575 over the last year and that's net, whereas the £350 is taxable.

The 350 isn't taxable mate.

 

[Scottyboi]

Does anyone have premium bonds?

I have a bit of cash in a savings account with the bank and getting 0.6% interest.

I would want to be able to take it out at any time that I want and it needs to be risk free - I don't want to end up losing large chunks of it.

Would premium bonds work for me?

Any pros/cons?

Do you have much spare time in the evenings? Can make your money go a lot further match betting tbh, a few blues on here have been doing it and can vouch for me (have a different name on the site i use). I have done it for a couple of years now, made 40k plus and I started with just 5k capital. Gambling transactions are already taxed too which comes in handy!

So yeah if you have some spare time in the evenings and weekends I reckon you should put your money into that instead, you will make more in one month than it would in 1 year with premium bonds.