Retiring

dickie davies said:
Sounds perfect matey

I was furloughed for three months and didn't miss work at all and in three months, I hardly watched any daytime tv and only watched two films during the day
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I used to do 80 hour weeks, would average about 50k miles a year and my job had its stress factor, people on here know what it was, going out for a bit of lunch with friends, ex employees, people off here is always fun. Apart from @dronefromsector7G he’s just a **** :-)
 
andyhinch said:
I used to do 80 hour weeks, would average about 50k miles a year and my job had its stress factor, people on here know what it was, going out for a bit of lunch with friends, ex employees, people off here is always fun. Apart from @dronefromsector7G he’s just a **** :-)
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Did he touch you?
 
blue moon rising said:
any advice about planning for retirement. Realistically how much would be good to have behind you. I’m only 43 so wouldn’t be for a few years yet but was thinking about an out plan. Cheers
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I used to work in IT. Bought as much company shares as I could. I was made redundant, and went into Support Work - Pays less, less stress, less hours. We earn enough to just about survive and tbh it has given us the fizz back into our lives. It's nice having a little struggle but backed up by some money just in case.


Keep working is the thing I have learnt. Seen people retire and then they miss the framework around their lives such as keeping fit from work, regular pattern to life, regular diet etc - These things become important later in life.
 
Millwallawayveteran1988 said:
Totally agree with that. My FIL is in this boat. Retired 12 years ago and basically for 12 years has woken up, got dressed, had breakfast, walked to the shop, read the paper, had lunch, watched the news at 1pm, watched a load of programmes like Escape to the Country, gone for a 30 min walk, had tea, watched the news again at 6, bit of TV, watch the 10pm news, bed x 364 days a year for 12 years. he deviates from that routine once a week when he goes shopping with the MIL as she can’t drive and maybe once a month when they visit someone. He looked a young 60 when he retired. He now looks 80.

That doesn’t appeal to me.
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That’s because your FIL is a stupid **** with no aspiration!
Hope that doesn’t offend.
Retired from full time work six years ago so I could watch City in Europe and go on more ski holidays.
Now fully retired and should have done a four month tour of Europe in April until COVID happened.
Nevertheless currently in Tintagel with a bike ride to Boscastle tomorrow, with a pasty for lunch and fish & chips for tea on return. Then off to Newquay, St Ives, Looe, Brixham and Torquay over the next 17 days.
Get out and about and try new things.
Trip booked to the next solar eclipse provided flights still going!

retire and live, don’t die in front of the fucking cathode ray tube
 
squirtyflower said:
That’s because your FIL is a stupid **** with no aspiration!
Hope that doesn’t offend.
Retired from full time work six years ago so I could watch City in Europe and go on more ski holidays.
Now fully retired and should have done a four month tour of Europe until COVID happened.
Nevertheless currently in Tintagel with a bike ride to Boscastle and then off to Newquay, St Ives, Looe, Brixham and Torquay over the next 17 days.
Get out and about and try new things.
Trip booked to the next solar eclipse provided flights still going!

retire and live, don’t die in front of the fucking cathode ray tube
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This is why I think dogs are a good idea for retired folk - get you out of bed, and up off your arse out the house and walking a couple of times a day at least. They'd be a pain in the arse if you wanted to do a 17 day bike ride, go skiing or follow city round Europe though.
 
squirtyflower said:
That’s because your FIL is a stupid **** with no aspiration!
Hope that doesn’t offend.
Retired from full time work six years ago so I could watch City in Europe and go on more ski holidays.
Now fully retired and should have done a four month tour of Europe in April until COVID happened.
Nevertheless currently in Tintagel with a bike ride to Boscastle tomorrow, with a pasty for lunch and fish & chips for tea on return. Then off to Newquay, St Ives, Looe, Brixham and Torquay over the next 17 days.
Get out and about and try new things.
Trip booked to the next solar eclipse provided flights still going!

retire and live, don’t die in front of the fucking cathode ray tube
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It’s a balancing act with me, how much can I do until my health kicks in and fucks me up, I just do what I can when I can then except the consistency
 
Mazzarelli's Swiss Cheese said:
This is why I think dogs are a good idea for retired folk - get you out of bed, and up off your arse out the house and walking a couple of times a day at least. They'd be a pain in the arse if you wanted to do a 17 day bike ride, go skiing or follow city round Europe though.
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Don’t bother with animals, they tie you down to much if you like to be away, but a good idea if you don’t
 
denislawsbackheel said:
How on earth does anyone reach 50 plus without having spent hours thinking and planning of what they’d do if they didn’t have the “toad work hanging round their neck”?
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Busy working, busy keeping there heads above water.
I had years doing pretty stressful jobs, earning decent brass but barely getting by.
Ive re-addressed it all now but it meant for years i couldnt plan beyond next months wage.
Other than dreaming about winning the lottery i couldnt see beyond a month in front
 
Luckily I started working in the 70s when it was compulsory to make contributions to the pension scheme as many schemes were before Thatcher abolished them being compulsory in 1986. I never had a bean spare for years, just had to get by.
 
squirtyflower said:
Don’t bother with animals, they tie you down to much if you like to be away, but a good idea if you don’t
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Our two lads got married last year and we were hoping for the patter of tiny feet before long. We never guessed that those feet would belong to a Labradoodle and two f****** kittens

We're away this weekend for a slightly delayed "retirement weekend" (I finished at the end of March) with the lads and their wives at a cabin in the Forest of Dean and I shit you not one the daughter in law actually asked if the hot tub will be too hot for the dog! They can fuck off if they think it's going anywhere near the tub unless they want it drowning....

Both sons are taking their pets because "the Forest of Dean is designed for dogs" and "We can't put the kittens in a cattery (even though the neighbour has offered to look after them)"

I'm proud of both sons but at times I do fucking wonder about their priorities

**If you happen to find this post by accident Ashley and Josh, NO I'm not joking about the offer of euthanasia for any of the pets**
 
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squirtyflower said:
Don’t bother with animals, they tie you down to much if you like to be away, but a good idea if you don’t
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That's completely true mate. And the main reason I would never have a dog.
I like to go away, not only for a long holidays but just going away for the weekend, a dog would put the mockers on that.
 
squirtyflower said:
That’s because your FIL is a stupid **** with no aspiration!
Hope that doesn’t offend.
Retired from full time work six years ago so I could watch City in Europe and go on more ski holidays.
Now fully retired and should have done a four month tour of Europe in April until COVID happened.
Nevertheless currently in Tintagel with a bike ride to Boscastle tomorrow, with a pasty for lunch and fish & chips for tea on return. Then off to Newquay, St Ives, Looe, Brixham and Torquay over the next 17 days.
Get out and about and try new things.
Trip booked to the next solar eclipse provided flights still going!

retire and live, don’t die in front of the fucking cathode ray tube
Click to expand...
This is exactly what it’s about, don’t work to the grave, I’m currently in dispute with the wife I want to get a camper van next year and when my daughter is off school take her round Europe, she’s moaning because she’s still working full time and will be for years but no way I’m sitting at home wasting away.
 
I was once doing some work at a guys house and we got talking....he had worked for the same company doing the same job for nigh on 45 years and had looked forward to retirement, he spent his retirement watching daytime TV.
We sold up and moved abroad later that year mostly on the back of that chat, Oh and the traffic jams....
 
Blue Maverick said:
This is exactly what it’s about, don’t work to the grave, I’m currently in dispute with the wife I want to get a camper van next year and when my daughter is off school take her round Europe, she’s moaning because she’s still working full time and will be for years but no way I’m sitting at home wasting away.
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I plan to have the best part of my retirement whilst the wife is still working! Don’t want her spoiling my fun.
 
NorthamptonBlue said:
I came across this and thought it might be useful:

www.which.co.uk

How much will you need to retire? - Which?

Work out how much you need to save for retirement, see how much retirees normally spend and watch real people's experiences of managing their money in retirement.
www.which.co.uk www.which.co.uk
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The income they state at £2.1k per household is enough for most clients I look after as long as you have a few quid in the bank for car change/home improvements etc.

£1500 is plenty for most on their own. My mum lives comfortably on that. She could survive on about £1k to be honest.
 
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