The FTSE

[The Black Shed]

Looking like sometime next year according to this: https://www.electrifying.com/blog/article/nio-to-launch-three-brands-in-uk-from-2025
I’m not sure the model you’re looking at will be part of the initial roll out though, and it seems there are issues around where to locate the battery-swap stations so still some hurdles to overcome. For me, the battery-swap stations are a huge game-changer when it comes to EVs. 3 minutes to change a battery as opposed to several hours to charge one is far more practical.

I totally agree. I'm lucky to have my own front driveway and will be getting a wall charger fitted by end of the year. I'm in two minds now whether to lease a PHEV, go full EV, or, just buy a Dacia Jogger (great vfm) until such time that NIO has launched and bedded in. All I need is something capable of seating five comfortably, with plenty of room in the boot for luggage and a large dog. So a big suv really. Plus capable of getting from London to Manchester/Leeds on a single charge. You'd think NIO will plan to have something reachable in respect of battery swap stations in both those areas. I don't want to give my money to that nutjob Musk and there's plenty of options from every other manufacturer to think about in the meantime. But what a gamechanger it could be, very exciting. I hope your investment brings the rewards that you deserve, it's a bold move.

 

[dickie davies]

It's taken a bit of a hammering this week and the American markets are being absolutely battered today

 

[Lost for words]

It's taken a bit of a hammering this week and the American markets are being absolutely battered today

Don't worry about it. It's just the way markets work. Supply vs Demand. At times, market moves seem obvious but at other times you may think its the end of the world such is the lack of any obvious reason.
Just google S&P 500 index and look at the chart displayed and think about some of the seismic happenings over the long period. Fluctuations are part and parcel of the game and if you are in for the long haul then the down movements won't scare you, they become long term profit opportunities.

 

[dickie davies]

Don't worry about it. It's just the way markets work. Supply vs Demand. At times, market moves seem obvious but at other times you may think its the end of the world such is the lack of any obvious reason.
Just google S&P 500 index and look at the chart displayed and think about some of the seismic happenings over the long period. Fluctuations are part and parcel of the game and if you are in for the long haul then the down movements won't scare you, they become long term profit opportunities.

I need the FTSE & S&P to grow by 5% and then I'll move my funds into less volatile policies

 

[ChicagoBlue]

I need the FTSE & S&P to grow by 5% and then I'll move my funds into less volatile policies

“need” and “5%” sound like prerequisites that shouldn’t be part of any long term investment plan.

Time in the market, not timing the market, is your friend.

With the election in the US and the Fed moves, one might expect some volatility, but by all accounts, 2025 is expected to be a banner year as interest rates continue to improve.

Be nice to see any double digit gains, while anything beginning with a 2 would be outstanding given the recent highs!

 

[Gareth Barry Conlon]

“need” and “5%” sound like prerequisites that shouldn’t be part of any long term investment plan.

Time in the market, not timing the market, is your friend.

With the election in the US and the Fed moves, one might expect some volatility, but by all accounts, 2025 is expected to be a banner year as interest rates continue to improve.

Be nice to see any double digit gains, while anything beginning with a 2 would be outstanding given the recent highs!

You could easily make a strong case that a correction is due given the relentless gains.

 

[ChicagoBlue]

You could easily make a strong case that a correction is due given the relentless gains.

The reasons for any such correction seem absent, lest you believe a geopolitical shock is in the offing.

Even so, with a well-balanced portfolio, time in the market is your friend…unless you are great at repeatedly timing the bottoms and the tops.

There is some stat that says something like if you missed the top 10 days in the market over the last 20 years, your returns would be less than half a buy and hold strategy. That doesn’t seem like a good bet to me.

From Perplexity:

 

[flook]

The reasons for any such correction seem absent, lest you believe a geopolitical shock is in the offing.

Even so, with a well-balanced portfolio, time in the market is your friend…unless you are great at repeatedly timing the bottoms and the tops.

There is some stat that says something like if you missed the top 10 days in the market over the last 20 years, your returns would be less than half a buy and hold strategy. That doesn’t seem like a good bet to me.

From Perplexity:


View attachment 137287

think thats broadly true, but the figures are a bit misleading, those quoted are based upon interest calculated annually which isn't really the case when you're talking about omitting specific days.

Of course I could be talking bollox, I'm not an accountant

 

[flook]

I'd just like to take a moment to thank the narcissistic orange shit gibbon for the improvement in my ISA so far this week. How long before it boomerangs back though

 

[dickie davies]

I'd just like to take a moment to thank the narcissistic orange shit gibbon for the improvement in my ISA so far this week. How long before it boomerangs back though

September next year
Hopefully, I'll be out by then