Manc in London
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WDB is a mod?Context does not matter.
In your role as mod....
Why would this matter?
The FTSE is back to where it was this time last year.(in the article)
BBC News.
View attachment 152250
Clarifies my point about pensions perfectly.The FTSE is back to where it was this time last year.(in the article)
BBC News.
View attachment 152249
View attachment 152250
It has gone back another month since then, down 3% on last year. It may end up 2021 and 2020.Clarifies my point about pensions perfectly.
flook
Well-Known Member
personally I'm back to feb '24It has gone back another month since then, down 3% on last year. It may end up 2021 and 2020.
flook
Well-Known Member
His arguments remind me very much of Dax......You’re not the brightest are you?
The US is up shit creek because of Trump full stop. And he’s the reason its empire will crumble.
The fact you don’t understand this is on you.
Now go away.
FogBlueInSanFran
Well-Known Member
They do sort of, but Grumpus has the additional fatal flaw of liking -- nay, loving -- Radiohead. :)His arguments remind me very much of Dax......
flook
Well-Known Member
Paranoid Android is a classic tbfThey do sort of, but Grumpus has the additional fatal flaw of liking -- nay, loving -- Radiohead. :)
FogBlueInSanFran
Well-Known Member
37.4% of it is. I calculated it. But then you have to listen to the remaining 62.6% of the song.Paranoid Android is a classic tbf
If you haven't go read the Battle of OK Computer section on the album club thread from last summer. It was a lot of fun. Me and @threespires may have lost it, but it was a Pyrrhic victory for Radioheadheads.
west didsblue
Well-Known Member
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- 2 Oct 2011
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In that they’re devoid of facts, smug, self contradictory, condescending and designed to try and wind people up?His arguments remind me very much of Dax......
Yep.
The Black Shed
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- 9 Oct 2012
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The timing of this is very bad news for those with stocks & shares isa's. For those that could, hopefully tried to max out last year's allowance before April 06th, then go again on Sunday when the new tax year started. If you can take the hit, stocks will generally be cheaper and you'll get more value for money, so hold tight and wait a couple of years for the gains to return. Maybe. I chickened out and stuck with a cash isa.
Still pissed huh....In that they’re devoid of facts, smug, self contradictory, condescending and designed to try and wind people up?
Yep.
west didsblue
Well-Known Member
- Joined
- 2 Oct 2011
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- 33,889
What was your old username?Still pissed huh....
Dex.What was your old username?
Apparently.
I can't believe someone (plural !) gave OK Computer a 1/10.They do sort of, but Grumpus has the additional fatal flaw of liking -- nay, loving -- Radiohead. :)
Fucking tone deaf.
FogBlueInSanFran
Well-Known Member
Wasn't me; I gave it Pi/10.I can't believe someone (plural !) gave OK Computer a 1/10.
Fucking tone deaf.
One Fan Clapping
Well-Known Member
Asia looking brighter overnight but probably some traders buying low. Volatility to continue longer I’d guess.
See what 8AM brings for UK markets.
See what 8AM brings for UK markets.
alan__mcfc
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- Joined
- 13 May 2009
- Messages
- 269
I am in the same boat. We had big drop due to to covid and Russia so looking back further my value is no more than it was in December 2021. All the gains(recovery) have been lost in a matter of weeks. Will need to have another look at my retirement plans as at the moment it looks bleakpersonally I'm back to feb '24
M18CTID
Well-Known Member
Cash ISAs are paying a very good rate at the moment so I wouldn’t call it chickening out. Nothing wrong with taking a guaranteed 4-5%.The timing of this is very bad news for those with stocks & shares isa's. For those that could, hopefully tried to max out last year's allowance before April 06th, then go again on Sunday when the new tax year started. If you can take the hit, stocks will generally be cheaper and you'll get more value for money, so hold tight and wait a couple of years for the gains to return. Maybe. I chickened out and stuck with a cash isa.
I’m due to inherit some money from my dad’s estate in the coming months. Plan is to max out this year’s cash ISA allowance then do it again next April if the interest rate is still good. For the remainder, I’m thinking of splitting it between a high interest savings account and a fund and share account, but overall the vast majority will be invested in cash rather than stocks and shares.
BerkshireBlue
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- 19 Jan 2015
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- 4,484
Watch out for the high interest accounts as you could be hit massively by tax which effectively halves the interest rate if you're a high level tax payer. Basic rate tax payers have a £1k tax free allowance after that savings are taxed at 20% on interest, middle level tax payers £500 allowance and 40% tax, higher lever £0 allowance and 45% tax. So it might be best looking at premium bonds or other products as well (even buying solar panals) rather than be swayed by marketing of high interest accountsCash ISAs are paying a very good rate at the moment so I wouldn’t call it chickening out. Nothing wrong with taking a guaranteed 4-5%.
I’m due to inherit some money from my dad’s estate in the coming months. Plan is to max out this year’s cash ISA allowance then do it again next April if the interest rate is still good. For the remainder, I’m thinking of splitting it between a high interest savings account and a fund and share account, but overall the vast majority will be invested in cash rather than stocks and shares.