Tricky_Trev
Well-Known Member
- Joined
- 18 Jan 2009
- Messages
- 31,653
PCP scares me a little. I imagine a scenario where I get shafted on the equity left in the car and pretty much have to start from scratch on the next one.VW Golf would defo be on my list with your criteria. Plenty of others to consider in that class though.
As the above poster says, leasing is a great option these days and you’d get something decent for £200/month. Check out personal contract purchase if you want to buy it at the end of its lease. Or contract hire (cheaper) if you just want to hand it back.
Also, I’m lucky in that I’m able to borrow from my dad if I need to and can therefore avoid having to pay interest. If I can own the car from day one and repay my dad under no pressure as and when I can, that’s got to be better than entering a PCP deal hasn’t it? I know I could drive a better car than I could otherwise afford through leasing, but after 3 years or whatever, I’d still not own a car. Maybe I’m looking at it wrong.