Water coming into my garage

[better dead than red]

Don't even call your insurance. Never mind get them out. Just the phone call will count as a virtual claim. They will load your renewal costs and even log it on the insurance data base for other insurers to see. This practice should be illegal. I found out that TSB even logged a virtual claim if you phone to check what is covered on the policy!

This will be a DIY job as long as the cracks in the mortar are not caused by movement in the brickwork. That would need professional attention etc.

All that has happened is the crack have allowed the wind to blow water into the cracks that would have normally have just run down the wall.
As others have said. Make sure the down pipe is fixed. Then remove/grind the old mortar that has cracked. B&Q do a dry mortar mix made by Tarmac that is superb for this type of job. Use a small trowel to completely fill the gaps. If you cannot get the joints to look clean enough after filling, just use a sponge/water to clean up the face of the bricks. If need be, seal hard to reach cracks with a small amount of clear silicone, or use a brick sealer.

Thanks, mate! I'm no expert but if.jts.beczuse of the small cracks that should sort out my problem.

 

[remember arthur mann]

posh bugger

live under a hedge in urmston

 

[manchester blue]

You should check sites like Moneysupermarket every year close to your renewal date as your existing insurers will try it on by bumping last year's "bargain" rate up by 50-60%. Happened to me this year, the insurers quoted 55% increase without any claims, I ended up getting a quote off Moneysupermarket that was even a few quid per month cheaper than my current deal.

Even then phone them. We just renewed as it was a good price and asked if it was their best and they knocked 15% off.

 

[aguero93:20]

You mean @aguero93:20 ; )

No, he'd remember me.