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blue b4 the moon

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Joined
25 Feb 2005
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*Waves at the TCO* from level 3
Just had my quote from Direct Line...no changes in my circumstances from last year but an increase of almost 33% in price....proper taking the piss.

I did a Meerkat search and found one at roughly the same price I paid last year with DL from the AA. Rang DL who couldn't match it but would reduce my quote by £60 and wouldn't go any lower.

End result they now have lost a customer and I'm paying about £10 more than last year.

Moral is shop around, don't be lazy just auto renewing.
 
A slight difference with mine being house insurance. My home and contents become due next month, so I have done the usual look around the comparison sites before my renewal arrived to get an idea. The comparison sites were up around £20 from last year.

My renewal arrived yesterday, £10 less than last year. I'm pleasantly shocked to say the least ?

No doubt there'll be insurers revenge when my car insurance becomes due in September though......
 
blue b4 the moon said:
Just had my quote from Direct Line...no changes in my circumstances from last year but an increase of almost 33% in price....proper taking the piss.

I did a Meerkat search and found one at roughly the same price I paid last year with DL from the AA. Rang DL who couldn't match it but would reduce my quote by £60 and wouldn't go any lower.

End result they now have lost a customer and I'm paying about £10 more than last year.

Moral is shop around, don't be lazy just auto renewing.
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Please tell me you went through topcashback too? Easy 30 to 40 quid.
 
ell said:
Annoys me having to change provider every year why cant they just quote current customers the right price first time.
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There is supposed to be no difference now between quotes for existing/new customers.

DL always come in high but I normally get them down to near enough whatever I've been quoted by comparison sites (they halved the increase on my call today but it was still £60 higher than my other quotes) as from the odd claim I've had to make over the years (40 driving) they give the best service. Told the lady on the phone their service was very good but she said she couldn't go lower than the reduction she'd offered.
 
Had a chat with a mate who works for DL he said prices will rise by 30% minimum partly due to EVs , I asked why he said EVs battery's cost up to £16,000 to replace & are likely to need replacing even in low speed crashes + costs for repairs in all cars have gone up by 40%
 
My pricing has been pretty much the same for about 5 years then had an increase of about 25% this year even after doing comparisons.
 
blue b4 the moon said:
Just had my quote from Direct Line...no changes in my circumstances from last year but an increase of almost 33% in price....proper taking the piss.

I did a Meerkat search and found one at roughly the same price I paid last year with DL from the AA. Rang DL who couldn't match it but would reduce my quote by £60 and wouldn't go any lower.

End result they now have lost a customer and I'm paying about £10 more than last year.

Moral is shop around, don't be lazy just auto renewing.
Click to expand...

Direct line tried to put a near 60% hike on me last week from £277 to wanting £443.

Needless to say I will be with Hastings next year for £306.
 
Insurance companies rely on lazy / old people who don't shop around and auto renew. They're all robbing, scamming twats.

On a related note some dizzy old woman drove into the back of my car last year, needed a few grand in repairs. Absolutely nothing to do with my "risk" or driving at all. Totally her fault, her insurance paid etc.

Guess what - you still need to declare it on a renewal my premium went up a couple hundred quid.

I can *almost* understand why some people fuck it off and risk driving uninsured.
 
Johnny Mars Bar said:
Insurance companies rely on lazy / old people who don't shop around and auto renew. They're all robbing, scamming twats.

On a related note some dizzy old woman drove into the back of my car last year, needed a few grand in repairs. Absolutely nothing to do with my "risk" or driving at all. Totally her fault, her insurance paid etc.

Guess what - you still need to declare it on a renewal my premium went up a couple hundred quid.

I can *almost* understand why some people fuck it off and risk driving uninsured.
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Fine for no insurance is a joke , compared to the actual cost of insurance
 
Johnny Mars Bar said:
Insurance companies rely on lazy / old people who don't shop around and auto renew. They're all robbing, scamming twats.

On a related note some dizzy old woman drove into the back of my car last year, needed a few grand in repairs. Absolutely nothing to do with my "risk" or driving at all. Totally her fault, her insurance paid etc.

Guess what - you still need to declare it on a renewal my premium went up a couple hundred quid.

I can *almost* understand why some people fuck it off and risk driving uninsured.
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It's just to be hoped that you didn't fall for the protect your no claims scam as well ?
 
It's a real frustration the way they just feed on laziness and can force you into auto-renewing so charge you a fortune. Loyalty should be rewarded, they should be reducing the fee for customers not charging more - but so many will slip through the net it's a sensible business decision to charge more initially. Inevitably you ring up and they'll instantly lower it, but the hassle is bloody annoying.
 
Johnny Mars Bar said:
Insurance companies rely on lazy / old people who don't shop around and auto renew. They're all robbing, scamming twats.

On a related note some dizzy old woman drove into the back of my car last year, needed a few grand in repairs. Absolutely nothing to do with my "risk" or driving at all. Totally her fault, her insurance paid etc.

Guess what - you still need to declare it on a renewal my premium went up a couple hundred quid.

I can *almost* understand why some people fuck it off and risk driving uninsured.
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Same thing happened to me twice since 2020 dozy fuckers not paying attention going into the back of me and I’ve had to pay for the pleasure
 
blue b4 the moon said:
Just had my quote from Direct Line...no changes in my circumstances from last year but an increase of almost 33% in price....proper taking the piss.

I did a Meerkat search and found one at roughly the same price I paid last year with DL from the AA. Rang DL who couldn't match it but would reduce my quote by £60 and wouldn't go any lower.

End result they now have lost a customer and I'm paying about £10 more than last year.

Moral is shop around, don't be lazy just auto renewing.
Click to expand...
Its all a load of shit too as these brands are mostly one company and all are underwritten by the same place, Lloyds of London or something, in any case.
Biggest con out there
 
Johnny Mars Bar said:
Insurance companies rely on lazy / old people who don't shop around and auto renew. They're all robbing, scamming twats.

On a related note some dizzy old woman drove into the back of my car last year, needed a few grand in repairs. Absolutely nothing to do with my "risk" or driving at all. Totally her fault, her insurance paid etc.

Guess what - you still need to declare it on a renewal my premium went up a couple hundred quid.

I can *almost* understand why some people fuck it off and risk driving uninsured.
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I get the feeling you don't hold us "old people" in very high regard.. :)

Weirdly it's legal here to drive without insurance and a lot of young people do, to avoid the cost.
 
normskih said:
What scam is that? I always protect my no claims?
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The one where they say that you still have 70% no claims, but your insurance just went up £400, and every other quote is the same because they all have access to the same records. You just got suckered into handing over the cash for imaginary protection, just like the old credit card, and loan protections of old that never paid out until the courts forced them to.
 
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