My dad’s situation exactly. His care is paid for by NHS as he has terminal cancer. He / we would have to fund it if it were “only” the Alzheimer’s he also suffers from. Complete lottery.The problem with any tax resulting from death or needed care is its unpopularity. Its why no party despite promises have managed to sort social care, i personally think its wrong that certain illnesses get treated with taxes paid for by a pool of money given by society but others its just pot luck if it takes every penny off you.
Moving house is one of the most stressful things anyone can do - if your parents are happy and healthy then let them enjoy those familiar surroundings.Completely agree with your analysis here mate, about that growth being unearned and in a sense unwarranted. Reckon my mum and dad’s house has increased in value about thirty fold since they bought it 45 years ago and my dad likes to take credit for that in a way that isn’t really justified. House prices have risen exponentially in that time, and he’s been a beneficiary of that, far more than it being down to any prescience on his part; although the house was pretty derelict when they bought it so maybe the true multiplier is about 20, but even so.
And actually my mum and dad are symptomatic of the problem. Two elderly people, clinging on to a house that is far too big for them, while their grandson, my son, cannot reasonably expect to buy a house until his thirties. I am grateful that they are both alive and healthy enough to live in a house together, but I personally wish it wasn’t that one. I feel it’s someone else’s turn, but it’s hard for humans to give up what they feel they’ve earned, even if the truth is that it’s mainly down to forces completely out of their control.
It’s not a simple as that, as my mum wants to go and dad doesn’t.Moving house is one of the most stressful things anyone can do - if your parents are happy and healthy then let them enjoy those familiar surroundings.
Similar to my mum dad. Dad was absolutely adamant wanted to stay; mum wanted to move. They moved a year ago - I can never know for certain but I’m fairly sure the move accelerated my dad’s Alzheimer’s.It’s not a simple as that, as my mum wants to go and dad doesn’t.
Plus, there are financial reasons why it makes more sense to sell.
Absolutely not taken as such. He doesn’t listen to what I (or my brother) have to say on the subject so it matters little what I say or think!Similar to my mum dad. Dad was absolutely adamant wanted to stay; mum wanted to move. They moved a year ago - I can never know for certain but I’m fairly sure the move accelerated my dad’s Alzheimer’s.
I was by no means implying any criticism btw.
Just had completion today on buying a bungalow in Cleveleys, we sold our house in Newton Heath in early April and it's taken 6 months for the sale to go ahead.Moving house is one of the most stressful things anyone can do - if your parents are happy and healthy then let them enjoy those familiar surroundings.
Getting my mum and dad moved nearly killed me, never mind them!Just had completion today on buying a bungalow in Cleveleys, we sold our house in Newton Heath in early April and it's taken 6 months for the sale to go ahead.
I've not been as stressed out for a minimum of 10 years ( last time we moved house in 2015).
And we've still got the actual physical move on Wednesday,and then all the unpacking etc.at the Cleveleys end.
Can't wait for it all to be over to be honest.
The whole house buying / selling seems almost Dickensian in the sense it’s remained the same ridiculously stressful / uncertain nonsense for decades.Just had completion today on buying a bungalow in Cleveleys, we sold our house in Newton Heath in early April and it's taken 6 months for the sale to go ahead.
I've not been as stressed out for a minimum of 10 years ( last time we moved house in 2015).
And we've still got the actual physical move on Wednesday,and then all the unpacking etc.at the Cleveleys end.
Can't wait for it all to be over to be honest.
I watched my mother die from lung cancer, she spent months in St Anne’s hospice, a lovely place where she was well looked after, at no cost to the family. I watched my father die from dementia, he spent months and months in a care home, drugged up, sat in a chair in front of a tv day after day, all for £2300 a month.My dad’s situation exactly. His care is paid for by NHS as he has terminal cancer. He / we would have to fund it if it were “only” the Alzheimer’s he also suffers from. Complete lottery.
By itself, yes. But that's why you need to combine it with other things. I'm all for making the tax burden as low as possible on people's actual homes, while at the same time, having high land/property taxes on anything owned as an 'investment' or second home. We're in a cost of living crisis and have a limited supply of homes. They shouldn't be a speculative asset in the same way that rice shouldn't be a speculative asset in a famine. It's not going to happen though, because there are too many powerful people in a position to lose too much.The Law of Supply and Demand says that abolishing stamp duty will merely increase house prices. While at the same time, cutting government revenue.
Social Care in this country is criminal.I watched my mother die from lung cancer, she spent months in St Anne’s hospice, a lovely place where she was well looked after, at no cost to the family. I watched my father die from dementia, he spent months and months in a care home, drugged up, sat in a chair in front of a tv day after day, all for £2300 a month.