I fit the description in your first paragraph and I’m not embarrassed by having the points and now having a Bournemouth ticket. But, the difficult question that has to be asked, is how many of the people purchasing tickets by virtue of their points will actually be at the game and how many will pass them on to somebody else. I am absolutely going, but I know people who will pass them on and do so for most away game, and it distorts the position and locks people out with less points.
it is a thorny issue, because some tickets will go to kids and grand kids or close mates and people get understandably defensive about it. The club were doing the odd spot checks before COVID and when e-tickets become the norm it will largely curtail it. But I understand the frustration of people just missing out.