I too have had my car smashed into at the back. A drunk driver. Bumper smashed in, lights smashed, rear passenger door a little damaged but it still opens and closes.
The woman had thrown her husband out of the car or something, he was lying in the road down the street and then she continued up the street at high speed until smashing into my car.
The insurance company immediately wrote it off saying the damage was too extensive to repair (They havent seen the car yet!). I insisted that I want it checking before being written off and they have told me it has to go to one of their garages for an appraisal and valuation if needed. Thing is I paid £700 yesterday for a service and MOT, my car is going to be worth hundreds not thousands, it is starting to look like I have lost a load of money out of this. Anyone else have a similar experience?
(The guy lost his foot, awful to see, but it seems they were both pissed and arguing. )