Hurricane Milton

[BlueHammer85]

It is becoming impossible to afford to live in these coastal areas. I am over here in Florida at the moment and on a news report it says a lot of insurance companies are going bust or not offering home insurance in these areas. Insurance costs up to $20000 per year to insurance a normal sized single storey house

Why would you want to live in a coastal area like Florida which is prone to hurricanes and storms on a massive scale and likely to become more frequent ?

 

[TinFoilHat]

It's as of Mother Nature is saying humans shouldn't live in Florida.

 

[cityontheup]

Why would you want to live in a coastal area like Florida which is prone to hurricanes and storms on a massive scale and likely to become more frequent ?

I agree, it’s a bit like living near a river or canal in the UK

 

[i kne albert davy]

Yes tried to send a picture yesterday but it wouldn't load.
My daughter went today and sent me these pics and a few videos.
A few panels from the car port went for a flight as some.of the roof on the front screened porch.
Fortunately the house itself was fine. Not a drop of rain inside and no damage anywhere on the outside. So whilst it wasn't ideal what happened it could have been a hell of a lot worse.
Still no power yet.
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Fortunately nobody was hurt and the repair work needed doesn’t look as if it will take that long

 

[Mad Eyed Screamer]

Fortunately nobody was hurt and the repair work needed doesn’t look as if it will take that long

That depends on how much it costs to repair lol

 

[Mad Eyed Screamer]

Why would you want to live in a coastal area like Florida which is prone to hurricanes and storms on a massive scale and likely to become more frequent ?

I’ve lived here for 9 years and it’s the 4th hurricane in the area and the only one to cause damage, the other 3 were ‘weakening’ by the time the came near the area. That’s 8 days out of 3,200 odd days.

 

[citizen_maine]

I’ve lived here for 9 years and it’s the 4th hurricane in the area and the only one to cause damage, the other 3 were ‘weakening’ by the time the came near the area. That’s 8 days out of 3,200 odd days.

8 days more than I've had

 

[Bluesince1979]

Yes tried to send a picture yesterday but it wouldn't load.
My daughter went today and sent me these pics and a few videos.
A few panels from the car port went for a flight as some.of the roof on the front screened porch.
Fortunately the house itself was fine. Not a drop of rain inside and no damage anywhere on the outside. So whilst it wasn't ideal what happened it could have been a hell of a lot worse.
Still no power yet.
View attachment 134657
View attachment 134658

Do u feel youve had a win?

 

[JASR]

Whilst we can all feel relieved that MES’s house has survived intact, the garage and the porch has been slightly damaged, but we are all extremely disappointed and saddened to learn that his Morrissey music collection is undamaged.

 

[BlueHammer85]

I’ve lived here for 9 years and it’s the 4th hurricane in the area and the only one to cause damage, the other 3 were ‘weakening’ by the time the came near the area. That’s 8 days out of 3,200 odd days.

Fair point and obviously Florida is an amazing place.

 

[jimharri]

Why would you want to live in a coastal area like Florida which is prone to hurricanes and storms on a massive scale and likely to become more frequent ?

I'm assuming properties in coastal areas of Florida must be dirt cheap now, even mansions (relatively speaking). Who's gonna want to buy property there when you can't get insurance on it, rendering it a likely total loss when you get events like this week? Florida enjoys dream weather the vast majority of the time. But when it's bad, it's truly horrific.

 

[SebastianBlue]

I’ve lived here for 9 years and it’s the 4th hurricane in the area and the only one to cause damage, the other 3 were ‘weakening’ by the time the came near the area. That’s 8 days out of 3,200 odd days.

I do think it is a fairly safe prediction that these major hurricanes hitting the gulf coast are likely to become more frequent as the years pass, though. And certainly on the Wast coast. Many areas like Miami and the Keys already flood in fairly mundane storms—it will only get worse as heavier rain and storm surge becomes more regular.

That’s based on not only independent climate forecasts but also insurer (and reinsurer) actuary forecasts, hence the property insurance crisis in Florida.

So is buying property in Florida a good long term investment?

 

[Blue Maverick]

I do think it is a fairly safe prediction that these major hurricanes hitting the gulf coast are likely to become more frequent as the years pass, though. And certainly on the Wast coast. Many areas like Miami and the Keys already flood in fairly mundane storms—it will only get worse as heavier rain and storm surge becomes more regular.

That’s based on not only independent climate forecasts but also insurer (and reinsurer) actuary forecasts, hence the property insurance crisis in Florida.

So is buying property in Florida a good long term investment?

It’s ok Michael Fish says it’s one in a million

 

[fulabeer]

Why would you want to live in a coastal area like Florida which is prone to hurricanes and storms on a massive scale and likely to become more frequent ?

That's a good question.
One i'm constantly asking myself as i'm planning to buy a holiday home there.
Then i visit, and all those questions simply go away. At least for me and my family, there simply isn't anywhere else on earth that has so much going for it.
Florida isn't just Disney. It is so diverse, and it caters for all needs. Fishing in Clearwater on one side. Nasa on the other. Even the afternoon downpours seem refreshing!

I am worried every time there is a hurricane though. And high insurance might just be the thing that wrecks my plans.

 

[SebastianBlue]

That's a good question.
One i'm constantly asking myself as i'm planning to buy a holiday home there.
Then i visit, and all those questions simply go away. At least for me and my family, there simply isn't anywhere else on earth that has so much going for it.
Florida isn't just Disney. It is so diverse, and it caters for all needs. Fishing in Clearwater on one side. Nasa on the other. Even the afternoon downpours seem refreshing!

I am worried everytime there a hurricane though. And high insurance might just be the thing that wrecks my plans.

Unless you are in one of the many residential areas that flood (or have their septic backup) every time it rains!

But I understand, Florida is very enticing. Well, if you ignore a lot of the absolutely crazy and/or Trump-supporting cunts that live (or governor) there, anyway! :-)

 

[cityontheup]

Unless you are in one of the many residential areas that flood (or have their septic backup) every time it rains!

But I understand, Florida is very enticing. Well, if you ignore a lot of the absolutely crazy and/or Trump-supporting cunts that live (or governor) there, anyway! :-)

we’ve had a home in Davenport near Orlando since 2005 and we love it, it helps being inland when hurricanes hit though

 

[SebastianBlue]

we’ve had a home in Davenport near Orlando since 2005 and we love it, it helps being inland when hurricanes hit though

Glad it has been great!

Still not sure buying property on either coast of Florida is a good long term investment, though.

How are your insurance costs?

 

[cityontheup]

Glad it has been great!

Still not sure buying property on either coast of Florida is a good long term investment, though.

How are your insurance costs?

Currently about $3500 per year

 

[SebastianBlue]

Currently about $3500 per year

Reasonable for your property value and area?

 

[i kne albert davy]

That depends on how much it costs to repair lol

Sadly I'm afraid it'll be time to dip paw in pocket :-(