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Discussion in 'Off Topic' started by abu13, 28 Apr 2019.
....took me a while but I saw what you did there.
Another lifestyle change I’m going to make is to stop spending... waisting!.. money on shit.
I don’t need to buy a coffee shop coffee every morning for £3 a pop. I don’t need to put five bets on a week (especially as only one a month comes in!). I don’t need a 41st pair of trainers. I don’t need to shop at Tesco/Sainsbury’s and can go to Aldi instead.
I don’t need loads of shit that I currently spend money on!
When the reccs were changed they were reduced from a max to a moderate level, but they wont tell you that. Compare Australia, eg, max recc is 38 units!!
PS EDIT 1 Medium sized glass (175ml) of wine per day equals about 14 units per week.
I am not supposed to drink as I take chemo drugs, but my consultant says that dinner without wine is not civilised, so have some wine but don't go out boozing.
Correction. ONE glass per day.
Heartburn is not an indicator of heart disease, though the symptoms can be mistaken for each other and the conditions can coexist.
I stopped buying shite 3 years ago and it's been life changing. Was able to save for a mortgage and put a chunk of money into the stock market, which now pays me dividends every other month.
If only someomne had sat me down at 20 and shown me how this actually works instead of me lumping 100 quid a week on dvds and x-men comics.
Hi pal,i'm clueless when it comes to stocks/shares/investment....do you have a fund manager or is it something you do yourself? What % profit are you making? Cheers
I do it myself, I had to go and completely educate myself from zero.
I use a company called degiro which is the cheapest around. Right now I'm about 5% up but I was far higher(around 13%), I made one bad investment(bought Lyft on it's opening day trading on the market and it tanked) and one risky one that will hopefully pay off soon(Boots shares crashed so I lumped in as it's a historically good company and it should go back up this year). I've most of my money in oil as I bought Exxon shares when Trump's silly comments crashed the market on Christmas Eve, and I've a big chunk in an American Hotel REIT.
If clueless and you just want to lump in, buy an ETF index fund. The Vanguard S&P 500 ETF is the safest bet as it allows you to own a small share of the top 500 companies. So some may struggle at times but the fund will always have it's winners.
My rule is if it doesn't pay a dividend I don't want it. Others take a different approach, but again if you just want to lump in I'd look at some ETF's on offer.
Thank you,appreciate the advice.
Isn't degiro de'one for De'Scousers?
Mate, don’t be a dick :) If you have any loved ones, you owe it to them. You never know, they might miss you.