The Labour Government

[Don Karleone]

An absolute ****.

 

[hampshireblue]

If I work for 50 yrs and pay National insurance for 49 yrs I need 39yrs for a full state pension. It’s changed to 35yrs recently.
It’s a long time paying in to the system the employers stamp has just been increased in the budget to be fair the treasury earns millions from national insurance.

There was a thread aout this a couple of months ago. It's difficult to calculate how much NI a person actually pays. I did a ballpark based on average earnings, how much was actually paid, and for how long that paid for the state pension. It was actually around 6 year's worth. So whilst it may be earning form NI, it more than pays out that amount.

 

[hilts]

I am all over the place ,that's okay.I think we should do what we can where we can and not decide not to bother because we can't do everything everywhere.
Not doing something because people might accuse me of being inconsistent is worse IMO.It might not answer everything but rejoining the EU scheme would help,so we should,for me it's as simple as that.

If your plan is to rejoin the EU scheme and take in anyone you can't prove isn't a genuine asylum seeker no matter the numbers them that's fine, I just don't agree no biggie.

 

[Palerider]

There was a thread aout this a couple of months ago. It's difficult to calculate how much NI a person actually pays. I did a ballpark based on average earnings, how much was actually paid, and for how long that paid for the state pension. It was actually around 6 year's worth. So whilst it may be earning form NI, it more than pays out that amount.

Yep. The state pension is around £10,000 and you would probably need a 'pot' of about £250,000 (possibly more) to get an inflation linked pension of that amount.

On the NHS. The Germans pay (from the internet see below.)

How much does health insurance cost per month in Germany? Social security contributions for Public Health Insurance (GKV, Gesetzliche Krankenversicherung) are set at 14.6% of an employee's gross salary. This is made up of a 7.3% contribution from the employer, plus a 7.3% contribution from the employee.

Now, we (the UK) tend to hide these payments in various taxes and National Insurance but it would clearly be beneficial to move them into full view on wage slips etc where we can see exactly where our money goes and if say, we want a better NHS or State Pension then we know we will all have to pay more in taxes.

 

[TinFoilHat]

Wesley slagging off NHS staff and managers in preparation for his donors taking over.

 

[Postman Pep]

An absolute ****.

Absolute shameless ****.

 

[Ifwecouldjust.......]

How is the UK not swamped? I thought that local government, healthcare, social care, housing, transport, education were all on their knees? Why on earth all the fuss over resources if there are ample available?

If the system is however broken then how will an additional hundreds of thousands of people help this system or the people that you know are already here and need to use it too?

But then again, you only have to ask the people of Altrincham who are sat on 2yr NHS waiting lists whilst migrants in their town are being given phones and immediate access to private doctors so maybe it won't affect it after all?

Tell me your a Daily Mail / Express reader without actually saying the words Daily Mail / Daily express.


If you believe they are being given phones you seriously need help. (they're not)

If you object to people who have travelled half the way around the world and in need of medical attention should be denied that medical attention ...... you seriously need help.

 

[inbetween]

Tell me your a Daily Mail / Express reader without actually saying the words Daily Mail / Daily express.


If you believe they are being given phones you seriously need help. (they're not)

If you object to people who have travelled half the way around the world and in need of medical attention should be denied that medical attention ...... you seriously need help.

I'll actually hold my hands up, you are correct, but this makes things even worse and not better.

We processed 75,000 last year, how on earth is this costing us £4bn+ per year, £55,000+ per asylum seeker?

My last argument still stands, I don't see any reason to attract further arrivals by opening the UK to the world and we can reduce costs by just resourcing to process new/existing claims faster.

I mean blimey, you could employ 1,000 new people each on £100k a year at the Home Office and it'd be cheaper! It's actually technically a job creation industry if anything else but naturally it's the taxpayer who suffers.

 

[Kirkstall Blue]

There was a thread aout this a couple of months ago. It's difficult to calculate how much NI a person actually pays. I did a ballpark based on average earnings, how much was actually paid, and for how long that paid for the state pension. It was actually around 6 year's worth. So whilst it may be earning form NI, it more than pays out that amount.

The more you earn the more you pay in to N.I. scheme and so does your employer, we don’t get back what we pay in, it’s paid into the N.I.fund each year there is a surplus eg: the N.I. fund had a surplus of over £34 billion as at 2005/06 not everyone lives long enough to claim six years back.

The surplus is loaned to the government for the Reduction of the National Debt, Previously it was just invested in gilt-edged securities.

 

[Blue Maverick]

Can anyone tell me what they are doing in relation to this pension fund thing, are they allowing them to use it for investment, what are the chances of the ones been lost? Seems a bit dodgy especially when you see people with private pensions who lost everything, my mates dad included.