metalblue
Well-Known Member
Fucking lot more than that. My brother, his wife and 2 of their children and absolutely shameful in the way they play the system. They know all the benefits and how to maximise them - lived in (relative) comfort for decades and not paid a penny tax.
Seriously , they give advice to people on how to maximise benefits and avoid having to work
The problem, as I see it, with welfare is there are parts that are not means tested so the amount payable can be quite high. There are a set of benefits that are subject to the benefit cap - which effectively is no one on benefits can receive more than the average wage (albeit the cap seems to be the gross rather than net amount).
There are then other well meaning benefits that don’t have caps and not means tested - take the scenario of having a child on the spectrum (and I’m not an expert in this section so forgive in advance any clumsy language) with a diagnosis of ADHD and autism- you can get about a grand in additional payment. The logic being that having such a child limits your ability to work as you need to look after them - I get the logic, so far so good. You then claim for another child with a similar diagnosis and you get the same money again on top of- I accept you may need to work a bit less but I don’t understand the logic that you would still get the full element designed to help support you needing to work less. Add a third and so on and so forth - there are only so many hours you can give up working!!! None of this is capped or means tested and let’s be honest these days no kid is just a naughty **** like when we were young they’ve got to have a “condition”.
So here is a genuine example of a single mum, 3 kids, one just recently diagnosed with Tourette’s and the other autistic. Both kids are likely going to be fully functioning adults albeit with fairly low paid jobs but the eldest won’t cope with secondary school so I’m not saying there isn’t a genuine issue here. The mother works part time and brings home £1600 a month. Additionally receives £450 from absent father.
She has put all her details in to a claims calculator and it calculates that she will get £5,618.64 per month plus on top she will get her £1,600 wages and the £450. If she earns more her claim goes down for that month accordingly so effectively she is guaranteed to receive £7,668.64 a month - which she pays out her rent and an eye watering £2000 for child care a month when she works (ie she pays more out then she receives just to work).
I know this person personally and she has sent me the screenshot so I know it’s true, but that is unsustainable and she doesn’t strike me as being in a particularly unusual or complex situation. I’m not suggesting the claim process is easy, I don’t believe it is, my concern is the sheer size of the claim and the lack of any sort of control or someone thinking “oh that’s a bit much”.
She was saying she is in groups where people have 5 kids with diagnosis. I’m all for them having all the support they need but if I was the government I’d be taking a long hard look at tapering the claim value for families with two or more kids having a diagnosis. I’d additionally take a long hard look at the cost of childcare because it makes no sense for someone to pay £2000 out to earn £1600 so they’ll stay at home rather than work - my solution would be a huge increase in state run childcare provision and the government are trying on child care and that is to their credit (but as always you have to invest first to receive benefit later which we know is a really hard sell to Reeves right now).
It’s all a bit of a pickle really.
