The Labour Government

The Future’s Blue! said:
I’d usually agree but something seems to have changed. The richest have gone down a line that has made a real difference, across the world.

Reminds me of that doomsday film where the richest get a place on the ark. Do they know something we don’t?
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Not a film but from the people in the 80s who reckoned nuclear was winnable there was one article that said there would be enough nuclear shelters for the "great trees". Rest of us just brushwood.
 
BobKowalski said:
I assume you define ‘damage’ as people coming here to live and work. Well, I guess we can’t have people turning up here and working. Perish the thought.

On the other hand, people turning up to live and work here is our current plan. And the last Govt’s. And the one before that and…well, you get the idea.

Not as ‘factual’? It’s either factual or it isn’t, or at least the maths is factual, I guess you could extrapolate different ‘conclusions’ from the maths or paint a picture that chronological age is no longer a reliable guide to physical age ie todays 70 is yesterdays 65 - basically, 50 is the new 40. There is some merit in this, but you are still fighting biology and it’s a fight we will all ultimately lose.

Medical and tech advances can’t be ruled out of course - hence my optimistic outlook about human ingenuity and necessity being the mother of invention - so I’ll stick with that as my ‘projection’ for the future. I also prefer it to humanity being culled and the demise of the planet. What can I say? I’m a hopeless humanist at heart.
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No that's not what I meant and it's ridiculous to even think I did, not as factual as in not everyone thinks its true or is a 'time bomb'. So a fact may be true to you absolutely but not others, anyhow pedantry isn't something I can be arsed with neither can I be with you just repeating

Tech may save us(you obviously never saw irreversible being used to discuss climate change, you don't even seem to understand damage done, you only seem concerned about jobs and gdp) or let's see and Whaddy gonna do is all you've got.

I'm really not interested in you telling me you're not arsed over and over again. There really is no need to carry on this discussion.

Go and check your shares or pension performance, it's seems to be where you're at.
 
Vic said:
We might not be living beyond our means if more people had more of the means that the 1% have. Redistribute some of that wealth to the 70% and the economy would boom.

I expect there will be some rushing to the Laffer Curve to pretend that there is nothing to be done about growing disparity of wealth. Yet somewhere along the line, someone took policy decisions to take money from the poor and give tax cuts to the rich.

Where was the Taxpayers' Alliance when that was happening? Agreeing with the policy, I guess.
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Agree with your first paragraph but we all know that isn’t going to happen, we are too ingrained in this imbalance.

Cost of providing services is skyrocketing and servicing an ever increasing debt has crippled us.

Will AI exacerbate the situation?
 
A bit more good news in that average 5 year fixed mortgages have dropped below 5% for the first tims since 2023. I know it won't matter to lots on here but it's another glimmer of hope for many.
 
hampshireblue said:
A bit more good news in that average 5 year fixed mortgages have dropped below 5% for the first tims since 2023. I know it won't matter to lots on here but it's another glimmer of hope for many.
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It's good news but inflation figures high in week it's unlikely to drop any further.
 
hilts said:
No that's not what I meant and it's ridiculous to even think I did, not as factual as in not everyone thinks its true or is a 'time bomb'. So a fact may be true to you absolutely but not others, anyhow pedantry isn't something I can be arsed with neither can I be with you just repeating

Tech may save us(you obviously never saw irreversible being used to discuss climate change, you don't even seem to understand damage done, you only seem concerned about jobs and gdp) or let's see and Whaddy gonna do is all you've got.

I'm really not interested in you telling me you're not arsed over and over again. There really is no need to carry on this discussion.

Go and check your shares or pension performance, it's seems to be where you're at.
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Then kindly link to articles demonstrating it is not true and that we don’t face a demographic problem or that fertility rates worldwide are not trending below the replacement rate.
 
BobKowalski said:
Then kindly link to articles demonstrating it is not true and that we don’t face a demographic problem or that fertility rates worldwide are not trending below the replacement rate.
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Birth rates still higher than croak rates at the moment worldwide.
1000050002.jpg
 
mosssideblue said:
The depth of financial shit this country is in is more than alarming. No point in blaming any one party, but I’m fucked as to how any party is going to get us out of it.
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The government needs to stop spending money that we haven't got, it really isn't that complicated.
 
hampshireblue said:
A bit more good news in that average 5 year fixed mortgages have dropped below 5% for the first tims since 2023. I know it won't matter to lots on here but it's another glimmer of hope for many.
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It’s swings and roundabouts. Retired folk like me can not get decent interest rates to invest our money. Also the freeze in personal allowances means I now have a K code for my private pension.
 
ganganvince said:
Birth rates still higher than croak rates at the moment worldwide.
View attachment 166923
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Africa has the highest birth rate at around 4. Europe, Asia, North and South America below 2 and Oceania at just above 2. The replacement rate is 2.1.

Births per woman have dropped from 5 to 2.25 since 1950 and Africa is slowly trending downwards in common with the rest of the world. The projection is world population to decline by the turn of the century.

The UK birth rate from 2023 data is 1.44 which is below the replacement rate. The maths seems pretty clear. If there is data to prove otherwise then I would be interested to read it.
 
Gray said:
It’s swings and roundabouts. Retired folk like me can not get decent interest rates to invest our money. Also the freeze in personal allowances means I now have a K code for my private pension.
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Cash ISAs @ 4.2%? Not bad.

Your pension was tax free going in so nothing wrong with paying some tax after you've had the 25% tax free cash.
 
Hgblue2 said:
Exactly, the conversation needs to move from what we want to what we can afford. We've maxed out the credit card and this day was always going to come.
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So you made the statement. Where would you start on cuts? NHS, education, police, salaries, pensions? And actually we are about average across developed nations when it comes to government debt.
 
BobKowalski said:
All Governments run debt. We have had higher debt to GDP ratios in the past. Over 150% in the 1920’s and 30’s. Over 200% after WWII. Our present position is not insurmountable.

articles.obr.uk

300 years of UK public finance data

articles.obr.uk articles.obr.uk
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Just over 100 years ago we were broke, British Empire forces had lost close to a million men in the First World War, on top of that the Spanish Flu pandemic killed 250,000 in the UK and if you throw in the Great Depression and the Second World War, I think it's fair to say we've seen worse times than we're experiencing now.
 
111,000 asylum claims in one year is ridiculous and completely unsustainable. The majority coming across illegally in small boats and lots of them not genuine refugees.

The government need to get a grip of this. I think the general public has had enough of it and in particular feeling like we have no control of our borders

I dred to think the backlash when they aren’t allowed to use hotels and instead use private homes or council homes to house them.
 
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