The maths just shows how difficult it is to get accumulators to pay out.
The 3% chance of results going against us seems very low but is correct based on the current odds for each of the games.
Maybe as City fans we feel scarred by results going against us in the final day Stoke away relegation.
Newcastle to beat Everton: 70% chance
Villa to beat Man Utd: 55% chance
Chelsea to beat Forest: 45% chance
Fulham to beat City: 18% chance
All 4 need to happen so 0.7 x 0.55 x 0.45 x 0.18 = 3.1%
But I think a pessimistic City fan could legitimately assign different odds to above outcomes:
Newcastle: 90%, Villa 70%, Chelsea 60% , Fulham 40%
This gives a 15% chance of City missing out - which is why I am taking the 25/1 current odds on offer as both a financial and emotional hedge to a final day meltdown - which would seemingly be in keeping with much of the way the season has panned out.