Vet Fees

[Centurions]

Only two back legs but sadly it was explicitly written in the T&C's of our MoreThan Pet Plan - and we believe its not uncommon - its the fact that the rectification of one knee gets close to the max limit per condition, and these buggers know if one knee goes then the other is likely to too so it becomes a 'pre-existing condition'! Google for "pet insurance cruciate exclusion" and see what I mean... :-(

I'm going to have to check my T&C's now with Animal Friends.

 

[Centurions]

Damn.

Conditions that affect both sides of the body

A condition or illness which affects a body part that your pet has one of, on either side of their body, is called a bilateral condition. A bilateral condition means that treatment for both sides of the body will be covered under the same vet fee limit. This could include treatment for parts of the body such as, elbows, hips and cruciate ligaments. For example, your pet may need treatment for an injury to the left cruciate ligament which costs £500. If you have our Basic Plus policy, which has a £1,000 limit, there would be £500 left for treatment if your pet then injured their right cruciate ligament. This is because we’d class these as one condition. If the condition on the opposite side of the body was first noticed before the policy start date or within the waiting period, we’ll consider this a pre-existing condition. Pre-existing conditions are not covered by this policy. For example, if the damage to the left cruciate ligament is pre-existing, you won’t be covered if they later damage their right cruciate ligament.




Adding a handy little diagram for people who don't know their left from their right is taking the piss a bit though.

 

[jrb]

3 of my cats have cat flu. It’s a fucking nightmare. Rang the vets this morning asking for tablets instead of liquid that I’m struggling to give Carlos. He won’t eat the liquid in his food, as it has a slight smell, and I’ve tried to to give him the liquid via his mouth, but he goes mental.

I rang the vets this morning at 8am, as soon as it was open. I was told it will be passed on to the vet, but the vets are busy and fully booked up to day. It’s now 1pm and I haven’t heard anything. It would take the Vet 2 minutes to look at Carlos’s note, request the tablets, and for the receptionist to ring me, to tell me the tablets are ready to be picked up. The liquid and the tablets are the same brand, Synulox.

The tablets are 34p each from Animed, but they are prescription only, and take 2 days to arrive.

 

[mexico1970]

3 of my cats have cat flu. It’s a fucking nightmare. Rang the vets this morning asking for tablets instead of liquid that I’m struggling to give Carlos. He won’t eat the liquid in his food, as it has a slight smell, and I’ve tried to to give him the liquid via his mouth, but he goes mental.

I rang the vets this morning at 8am, as soon as it was open. I was told it will be passed on to the vet, but the vets are busy and fully booked up to day. It’s now 1pm and I haven’t heard anything. It would take the Vet 2 minutes to look at Carlos’s note, request the tablets, and for the receptionist to ring me, to tell me the tablets are ready to be picked up. The liquid and the tablets are the same brand, Synulox.

The tablets are 34p each from Animed, but they are prescription only, and take 2 days to arrive.

I hope your Cats recover well mate, must be an awful time for you.

 

[jrb]

I hope your Cats recover well mate, must be an awful time for you.

Thanks.

It is. My 3 Cats are coughing, sneezing, bringing up mucus, not eating, and look utterly miserable.

I’ve just rang the vets and spoke to the person I spoke to this morning. The vet hasn’t got back to her yet. She said she will send another message to him.

 

[M18CTID]

Only jumping on this now so it may have already been mentioned but my advice would be to sack the vets off and go to the Animal Trust. They're not for profit so all meds are charged out at cost. There's one in Failsworth that we use but there are others dotted around Greater Manchester. Unlike the PDSA, there are no eligibility requirements so anyone can use them. From our experience they're miles cheaper than the vets.

 

[BlueMoonRisin’]

Only jumping on this now so it may have already been mentioned but my advice would be to sack the vets off and go to the Animal Trust. They're not for profit so all meds are charged out at cost. There's one in Failsworth that we use but there are others dotted around Greater Manchester. Unlike the PDSA, there are no eligibility requirements so anyone can use them. From our experience they're miles cheaper than the vets.

Animal Trust is also in Ashton.

 

[mexico1970]

Thanks.

It is. My 3 Cats are coughing, sneezing, bringing up mucus, not eating, and look utterly miserable.

I’ve just rang the vets and spoke to the person I spoke to this morning. The vet hasn’t got back to her yet. She said she will send another message to him.

Most Cats recover from Cat flu nowadays, it used to be a bit of a death sentence but they must be a worry for you at present.

Jasper went to the vet 2 weeks ago with 2 large lumps at the base of his spine but he has recovered well since his course of antibiotics and a bit of care and attention, genuinely thought the worst but there is always light mate.

 

[kaz7]

3 of my cats have cat flu. It’s a fucking nightmare. Rang the vets this morning asking for tablets instead of liquid that I’m struggling to give Carlos. He won’t eat the liquid in his food, as it has a slight smell, and I’ve tried to to give him the liquid via his mouth, but he goes mental.

I rang the vets this morning at 8am, as soon as it was open. I was told it will be passed on to the vet, but the vets are busy and fully booked up to day. It’s now 1pm and I haven’t heard anything. It would take the Vet 2 minutes to look at Carlos’s note, request the tablets, and for the receptionist to ring me, to tell me the tablets are ready to be picked up. The liquid and the tablets are the same brand, Synulox.

The tablets are 34p each from Animed, but they are prescription only, and take 2 days to arrive.

Were they up to date on their vaccines ? If so they should be fine

 

[Mr Kobayashi]

Damn.

Conditions that affect both sides of the body

A condition or illness which affects a body part that your pet has one of, on either side of their body, is called a bilateral condition. A bilateral condition means that treatment for both sides of the body will be covered under the same vet fee limit. This could include treatment for parts of the body such as, elbows, hips and cruciate ligaments. For example, your pet may need treatment for an injury to the left cruciate ligament which costs £500. If you have our Basic Plus policy, which has a £1,000 limit, there would be £500 left for treatment if your pet then injured their right cruciate ligament. This is because we’d class these as one condition. If the condition on the opposite side of the body was first noticed before the policy start date or within the waiting period, we’ll consider this a pre-existing condition. Pre-existing conditions are not covered by this policy. For example, if the damage to the left cruciate ligament is pre-existing, you won’t be covered if they later damage their right cruciate ligament.




Adding a handy little diagram for people who don't know their left from their right is taking the piss a bit though.

View attachment 131620

The diagram is for legal purposes. If things aren't clearly defined in law then there's wriggle room and chance for litigation. Even for left and right.