Car Insurance

johnny crossan said:
I await my RAC renewal quote with trepidation now...
Click to expand...
The insurance companies are suggesting the cost of parts has gone up, hence the price hikes.

It’s a closed shop though. They can set their own prices.

I had to use my breakdown cover for the first time ever this year, having spent hundreds over the year. Was pretty happy I had it when I needed it though.
 
Alan Harper's Tash said:
My insurer sent me a quote that was £90 more than last year.

I did a search and found quotes £120 cheaper than that.

Rang them and they priced matched me without asking for proof of my other quotes.

They’re just cunts basically.
Click to expand...

Why did you go with them then?

They didn't deserve your renewal imo.
 
€390 back in February. Fully comp, NCB protection, windscreen cover, roadside assistance, home start etc etc. One of the perks of being a FOC, I guess; not having to pay a king's ransom for insurance. I feel sorry (ish!) for young drivers these days. Paying thousands for cover, if they can get it.
 
jimharri said:
€390 back in February. Fully comp, NCB protection, windscreen cover, roadside assistance, home start etc etc. One of the perks of being a FOC, I guess; not having to pay a king's ransom for insurance. I feel sorry (ish!) for young drivers these days. Paying thousands for cover, if they can get it.
Click to expand...
£1400 is the lowest I've been quoted for a 2016 Evoque - I'm 76
 
johnny crossan said:
£1400 is the lowest I've been quoted for a 2016 Evoque - I'm 76
Click to expand...
WHAT????? I get that it's a very nice car, and that replacement parts for it (in the event of a prang) will probably be pricey, as would labour in an official RR dealer. But that's horrendous jc. Not being (overly) nosey, but what's your driving history? Have you had a few claims down the years? I had a write off in 2010,but I had NCB protection, and the premium barely moved at renewal time. I'm driving a 2021 Tucson now; ordinary diesel, no electric.

*edit* I see you've already answered the question re your driving history.
 
jimharri said:
WHAT????? I get that it's a very nice car, and that replacement parts for it (in the event of a prang) will probably be pricey, as would labour in an official RR dealer. But that's horrendous jc. Not being (overly) nosey, but what's your driving history? Have you had a few claims down the years? I had a write off in 2010,but I had NCB protection, and the premium barely moved at renewal time. I'm driving a 2021 Tucson now; ordinary diesel, no electric.
Click to expand...
Nothing, completely unconvicted of anything, no health issues, one poxy claim against me for £200 13 years ago in 50+ years driving.
 
johnny crossan said:
Nothing, completely unconvicted of anything, no health issues, one poxy claim against me for £200 13 years ago in 50+ years driving.
Click to expand...
I'm guessing that 13 years ago will have gone off your record by now. Don't know about Blighty, but over here there's a ceiling for no claims, and you get no further discount once you pass that. I think it's nine years, and the maximum NCB is 65%.

1000020407.jpg
 
Looking at buying and Hyundai IONIQ 5 next year.

Checked the insurance cost. Nearly £1300. Nearly £700 more than my Diesel Golf.
 
Did mine yesterday.
Usually go with Churchill because they are always cheapest for me but I've now gone with someone called Prima.
Never heard of them before but they are a lot cheaper.
 
117 M34 said:
Did mine yesterday.
Usually go with Churchill because they are always cheapest for me but I've now gone with someone called Prima.
Never heard of them before but they are a lot cheaper.
Click to expand...
I also did one if my cars yesterday. It was with AA and they wanted around 40% more than last year. Quick search and got it back to within about £20. I had to ring AA to cancel the renewal and they offered to match the price. Too late.

I've got a 16 year old who wants to start learning this year. That will be fun.
 
Quick tip to try and get a better premium. Do the quote as early as you can. Not sure if it’s 45 days in advance you can do a quote from, but try and get it done then (or as close to this date as possible).
There is something in the algorithm (I believe) which whacks the rate up for those who do it late in the day. The data insurance companies have must indicate that people who are late with quoting are more of a risk statistically.
 
jimharri said:
WHAT????? I get that it's a very nice car, and that replacement parts for it (in the event of a prang) will probably be pricey, as would labour in an official RR dealer. But that's horrendous jc. Not being (overly) nosey, but what's your driving history? Have you had a few claims down the years? I had a write off in 2010,but I had NCB protection, and the premium barely moved at renewal time. I'm driving a 2021 Tucson now; ordinary diesel, no electric.

*edit* I see you've already answered the question re your driving history.
Click to expand...
Range Rovers are really difficult to insure at the minute.

It's because people can nick them easily with the key fob thing (non technical term). Even JLR won't insure their own cars....
 
BridgyDids said:
Quick tip to try and get a better premium. Do the quote as early as you can. Not sure if it’s 45 days in advance you can do a quote from, but try and get it done then (or as close to this date as possible).
There is something in the algorithm (I believe) which whacks the rate up for those who do it late in the day. The data insurance companies have must indicate that people who are late with quoting are more of a risk statistically.
Click to expand...
Always been told 26/28 days,I'll have a check before I'm due again.
 
Always go through topcashback to get your comparisons, I get 45 quid back each year and now do the renewals for the in laws too haha.
 
You must log in or register to reply here.
Unread Posts

Don't have an account? Register now and see fewer ads!

SIGN UP
Back
Top