Scottyboi
Well-Known Member
Yep that's around the best time frame to get your quotes.
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Car Insurance
- Thread starter blue b4 the moon
- Start date
Yep that's around the best time frame to get your quotes.
supercity88
Well-Known Member
- Joined
- 9 Aug 2009
- Messages
- 13,890
My autorenewal quote was 60% more this time around. Managed to switch it for about 10% more which is still a pisstake.
I feel like this autorenewal approach needs regulating. It means there's no reward for loyalty because from a business perspective they can rely on people being too lazy to switch, or missing their emails and just rinse them of extra cash instead.
I feel like this autorenewal approach needs regulating. It means there's no reward for loyalty because from a business perspective they can rely on people being too lazy to switch, or missing their emails and just rinse them of extra cash instead.
jimharri
Moderator
There's no auto renewal option on my policy. I just get an email 28 days before the policy is due to expire, inviting me to renew. Which I invariably do, as getting quotes from other places online is a waste of time. Some of them are over twice what I'm paying with my present broker.My autorenewal quote was 60% more this time around. Managed to switch it for about 10% more which is still a pisstake.
I feel like this autorenewal approach needs regulating. It means there's no reward for loyalty because from a business perspective they can rely on people being too lazy to switch, or missing their emails and just rinse them of extra cash instead.
supercity88
Well-Known Member
- Joined
- 9 Aug 2009
- Messages
- 13,890
There's no auto renewal option on my policy. I just get an email 28 days before the policy is due to expire, inviting me to renew. Which I invariably do, as getting quotes from other places online is a waste of time. Some of them are over twice what I'm paying with my present broker.
I've only ever seen policies with an auto renew option unless I'm missing something. Either way I'm usually on top of it and my renewal price is shocking and another provider always offers a much better deal.
Johnny Mars Bar
Well-Known Member
I'm paying £700 on a Freelander 2. It's outrageous.£1400 is the lowest I've been quoted for a 2016 Evoque - I'm 76
Land Rover insurance is mental at the moment, caused by a load of hysteria on security vulnerabilities on brand new models.
Insurance companies are using it as an excuse to rip off everyone else.
Johnny Mars Bar
Well-Known Member
A 2016 Evoque isn't even a particularly expensive car to own or maintain. You can pick one up for 10-15k and they share a lot of parts with the Discovery Sport, as did the previous generation with the Freelander 2. JLR share a lot of parts across model lines. Insurance companies are ripping Land Rover owners off left right and centre at the moment, it needs regulation.WHAT????? I get that it's a very nice car, and that replacement parts for it (in the event of a prang) will probably be pricey, as would labour in an official RR dealer. But that's horrendous jc. Not being (overly) nosey, but what's your driving history? Have you had a few claims down the years? I had a write off in 2010,but I had NCB protection, and the premium barely moved at renewal time. I'm driving a 2021 Tucson now; ordinary diesel, no electric.
*edit* I see you've already answered the question re your driving history.
Scottyboi
Well-Known Member
A 2016 Evoque isn't even a particularly expensive car to own or maintain. You can pick one up for 10-15k and they share a lot of parts with the Discovery Sport, as did the previous generation with the Freelander 2. JLR share a lot of parts across model lines. Insurance companies are ripping Land Rover owners off left right and centre at the moment, it needs regulation.
Does reliability factor into the quote at all, as recent range rovers haven't been the best for that. Like you say the new models are ridiculously high to insure due to them getting pinched for fun.
P
P
PPT
Guest
Try Tesco Insurance.£1400 is the lowest I've been quoted for a 2016 Evoque - I'm 76
I paid £680 for my insurance on a 2020 Evoque last year.
Went on the Tesco site yesterday and they are quoting £540
for their 'gold' cover, which is way above what I currently have.
I'm definitely renewing with Tesco next month.
Johnny Mars Bar
Well-Known Member
The Land Rover reliability joke is mostly a load of old nonsense trotted out by people who've never owned one. File in the same bracket as BMW drivers never using indicators. They're no more or less reliable than any other complicated vehicle. The more features a car has, the more there is to go wrong and the same is true of any model.Does reliability factor into the quote at all, as recent range rovers haven't been the best for that. Like you say the new models are ridiculously high to insure due to them getting pinched for fun.
Modern Land Rover / Range Rover models have loads of electronics, complex 4x4 systems, air suspension, computers, etc etc. That's a lot of stuff to potentially break further down the line yes, but you could say the same of a Mercedes, BMW, Volvo, etc etc.
The Evoques are pretty simple vehicles in comparison to the bigger Range Rover models and the new Defender for example.
The only other thing is Range Rovers are a bit of a status symbol and a lot of people buy them but then don't bother to have them serviced properly, so the next person down the line gets stuck for a massive bill.
It's not the car's fault, it's the dickhead who owned it before and put off a load of preventative maintenance. Buy the right one, look after it properly and it'll be your best friend.
A rule of thumb is to not buy one that looks like it's fresh from the set of Top Boy. If the seller is an old fella with a National Trust sticker in the window, you're probably golden.
As you might be able to tell I am a Land Rover fan.
Scottyboi
Well-Known Member
The Land Rover reliability joke is mostly a load of old nonsense trotted out by people who've never owned one. File in the same bracket as BMW drivers never using indicators. They're no more or less reliable than any other complicated vehicle. The more features a car has, the more there is to go wrong and the same is true of any model.
Modern Land Rover / Range Rover models have loads of electronics, complex 4x4 systems, air suspension, computers, etc etc. That's a lot of stuff to potentially break further down the line yes, but you could say the same of a Mercedes, BMW, Volvo, etc etc.
The Evoques are pretty simple vehicles in comparison to the bigger Range Rover models and the new Defender for example.
The only other thing is Range Rovers are a bit of a status symbol and a lot of people buy them but then don't bother to have them serviced properly, so the next person down the line gets stuck for a massive bill.
It's not the car's fault, it's the dickhead who owned it before and put off a load of preventative maintenance. Buy the right one, look after it properly and it'll be your best friend.
As you might be able to tell I am a Land Rover fan.
The Land Rover reliability joke is mostly a load of old nonsense trotted out by people who've never owned one. File in the same bracket as BMW drivers never using indicators. They're no more or less reliable than any other complicated vehicle. The more features a car has, the more there is to go wrong and the same is true of any model.
Modern Land Rover / Range Rover models have loads of electronics, complex 4x4 systems, air suspension, computers, etc etc. That's a lot of stuff to potentially break further down the line yes, but you could say the same of a Mercedes, BMW, Volvo, etc etc.
The Evoques are pretty simple vehicles in comparison to the bigger Range Rover models and the new Defender for example.
The only other thing is Range Rovers are a bit of a status symbol and a lot of people buy them but then don't bother to have them serviced properly, so the next person down the line gets stuck for a massive bill.
It's not the car's fault, it's the dickhead who owned it before and put off a load of preventative maintenance. Buy the right one, look after it properly and it'll be your best friend.
A rule of thumb is to not buy one that looks like it's fresh from the set of Top Boy. If the seller is an old fella with a National Trust sticker in the window, you're probably golden.
As you might be able to tell I am a Land Rover fan.
I dunno the evoque isn't the best for reliability tbf, finished 30th out of 34 family SUVs surveyed and LR as a brand came in 28th out of 32 for manufacturing.
Like you say though, evoques are being driven by women doing school runs with diesel engines and probably never letting the engine clear the dpf on a good run. A girl near me uses one for the school run it sounds like a bag of shit when it goes past, bet it's never seen a service or 70mph in its life.