Mr Ed (The Stables)
Well-Known Member
If you mean kids on a bike, I dunno.
If you mean grown adults well, most already have insurance. The ones who typically ride without a helmet, lights and do 3mph flaunting the laws of the road are....generallly going be relaxed at flaunting a few 'other' laws as well, hint, hint. I posted before that since cycling is experiencing an explosion in popularity, calls are being made to introduce bicycle insurance. I'd be alright with that, but the difficulty is in the amount being paid. I mean, they're bikes, so they won't be insured for much will they? I've had a look at some bike insurers and they quote around £2.50 -£5 a month or £50pa. To many it's simply not worth it as the maximum even the most serious cyclists pay on their bikes is abut £700 a year.
Some folk I know drive around in banger's (crap cars) worth a couple of hundred quid. The point I'm making is if you use the road then in this day and age they should have at least third party insurance (the same as the motorist) to protect other road users including pedestrians.