denislawsbackheel
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- 28 May 2008
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Re: Should people on benefits be allowed abroad?
Oh dear some badly uninformed people on here.
An EHIC card entitles the bearer to the same treatment as a national of the country they are visiting in the EU.
That is not the treatment they would get in the UK, ie free at source.
So for instance in France you pay for all treatment up front are are subsequently reimbursed as a French citizen would with the insurance they use.
No pay - no treatment.
When I have used mine it took 4 months after returning to the UK to get my money refunded.
Also when in a French hospital you are charged board and lodge. They won't feed you if you don't pay! EHIC doesn't cover any such charges.
You MUST top up with insurance if you haven't got a generous credit allowance on your credit card.
There are also many stories of Spanish hospitals refusing to accept EHIC cards. This may be illegal but it isn't any help at the time knowing you are right when Majorca General won't treat your compound fracture is it?
SWP's back said:No, but 99.99% of the time you don't need that anyway.The Pink Panther said:SWP's back said:Majorca is part of the EU and as such, she needs not bother with travel insurance as an E 111 will suffice.
What the E111 does not cover
It does not cover:
* The EHIC is not a substitute or replacement for private travel insurance. You should always take out an appropriate private policy in addition to carrying your EHIC.
* It will not cover the costs of private healthcare or services that are not part of the state healthcare system.
* It will not cover the costs of being brought back to the UK.
* It will not allow you to go abroad to specifically receive treatment (including going abroad to give birth).
* The card may not be used in some regions, as there may be no state provided healthcare available.
So if she does become immobile, the E111 will not cover the cost of her family staying with her and it will not cover the repatriation costs
The E111 will cover the costs of care and treatment, much like the NHS does in the UK. It is simply an equivilancy.
Oh dear some badly uninformed people on here.
An EHIC card entitles the bearer to the same treatment as a national of the country they are visiting in the EU.
That is not the treatment they would get in the UK, ie free at source.
So for instance in France you pay for all treatment up front are are subsequently reimbursed as a French citizen would with the insurance they use.
No pay - no treatment.
When I have used mine it took 4 months after returning to the UK to get my money refunded.
Also when in a French hospital you are charged board and lodge. They won't feed you if you don't pay! EHIC doesn't cover any such charges.
You MUST top up with insurance if you haven't got a generous credit allowance on your credit card.
There are also many stories of Spanish hospitals refusing to accept EHIC cards. This may be illegal but it isn't any help at the time knowing you are right when Majorca General won't treat your compound fracture is it?