George Hannah said:
Matty said:
mackenzie said:
In that case they can review the shite pay I've had for the last 32 years, the salary I accepted on the understanding that there were certain compensations eg a decent pension.
If I start to pay more towards that pension then they can compensate me by paying some arrears on that shite salary.
Works both ways, but of course that won't happen.
The assumption there is that you had the option of getting a superior salary elsewhere. In the main it's a myth that the private sector is filled with high salaries when compared to those offered by the public sector. Your average private sector employee will be struggling along on a not great salary, whilst having to accept wage freezes and changes to pensions/terms and conditions just like your average public sector employee.
Facts about civil and public services
Since 2004, when the government announced 100,000 posts would be cut from the civil service, tens of thousands of civil and public servants have lost their jobs and about 2,000 offices have been closed.
Pay for many civil servants in recent years has been frozen or increased below the rate of inflation.
And yet, the coalition government plans to make massive cuts in public spending that will inevitably lead to thousands more job cuts, and hit public sector pay and pensions. The new government is also committed to further privatisation of our public services.
While sections of the media and some politicians continue to try to blame the public sector for the country’s economic problems, the truth is that civil and public servants are as much the victims of the recession as other workers.
To help challenge some of the common myths and misconceptions, we provide some facts and figures about public sector pay, pensions and jobs.
Myth 1: civil and public servants are well paid
Myth 2: civil service pensions are ‘gold plated’
Myth 3: civil and public servants are secure in their jobs
Myth 1: civil and public servants are well paid
you might also consider that the average Civil Service "take" is now just under 2 years (i.e. the duration the pension is paid before the retiree expires)
I'm going to ignore Myth 3 as, in order to be a myth it must be something people actively believe. Public Sector jobs are no safer, or at risk, than Private Sector jobs. There is no belief they are "jobs for life".
As for myth 1, no-one believes Public Sector employees are "well paid" or that they have "better pay rises than the Private Sector". What they believe, and rightly so in many cases, is that the Public Sector employees claims that they are far less well rewarded financially, and get much lower pay rises, are disingenuous.
Since 2007, basic pay in the civil service has increased by 6.5% and inflation by 10%, meaning a real terms cut in living standards.
Guess what, the majority of Private Sector employees have also not had a 10% pay rise over the last 5 years so have also had a pay cut in real terms.
Average civil service pay is £22,850 a year, compared to £24,970 in the private sector.
What exactly is the "Private Sector" this is being compared with? Comparable jobs? The Private Sector as a whole? Is £24,970 the average salary for all private sector employees? So, therefore, this includes Carlos Tevez does it with his salary in the millions? Without clarity figures like this are meaningless. It's also not really possible to come up with a "comparable Private Sector" hjob to that of a Public Sector employee. Public Sector jobs cover such a wide and varying range that there is no one comparable role with which to match.
If anything, I'd say a more widely held myth, amongst public sector employees, is that the private sector employee goes home at night and rolls around laughing on a bed of £50 notes.
Myth 2 is really where I wanted to focus, as pensions is what I was talking about previously. Yes, private sector workers do indeed believe that Public Sector pensions are excellent, that they are expensive, unsustainable and unfair. And they are absolutely right to think so, and I say this as someone with a private sector employment history which involves working closely with employee pension schemes.
Pensions in the civil service are far from generous and have been changed recently to a career average scheme.
I almost stopped reading at this point. The fact someone can try and claim that a "career avaerage scheme" is not a "generous" one is laughable. ANY defined benefit scheme is generous, extremely, in the current climate. Try having a defined contribution scheme, and therefore absolutely no clue what your final pension is likely to be, or a stakeholder pension, now peopel with those can attempt to claim their pension is not a generous one (although some of those are still not as bad as others).
The growing gap between public and private sector pensions is the fault of private sector employers retreating from decent pensions. The real divide is between executives in the boardroom securing for themselves large pensions with low retirement ages, and their workforces suffering repeated cuts.
This one actually got me angry. It's Trade Union propaganda 101. Unite the masses by pointing the finger at the "fat cats". And it's demonstratably untrue in the vast majority of cases. I used to have a Final Salary pension. Then it was changed to a career average pension. Now it's a Money Purchase pension. There are no "fat cats" creaming off the money here, there's just a company struggling in the competitive private sector and needing to restructure it's pension to make it affordable.
We all help to pay for private sector pensions through the price of goods and services. And we all help to contribute to public sector pensions through taxation.
Yes, but when I pay for a good or service I actually GET a good or service, that I chose, and I will see some direct benefit from. When I pay tax, and I pay a SHIT LOAD of tax, I have no say what this goes on, and may very well see no benefit whatsoever from some of it. If I pay £25 worth of tax on a good, I get that good. If I pay £25 of tax, and that £25 goes towards paying public sector pensions, where's my benefit now?
Excluding the very highest earners, the average civil service pension is £4,200 a year.
More than 100,000 people receive a civil service pension of £2,000 or less a year: over 40,000 receive less than £1,000, and more than 60,000 get between £1,000 and £2,000.
Another set of useless figures when taken in isolation. How many years service do these people have? Anyone with 2 or more years service will get a pension of some description, if I worked for the public sector for 2 years in the 1980's and I retire in 2013 I'll get a pension from the public sector. It will be a very small one, but that's understandable, I was only paying into it for 2 years. I would fall into the categories you mention above, btu that doesn't mean the pension payout is poor necessarily.
Two and a half times as much public sector money is spent subsidising private sector pensions through tax relief than paying for public sector pensions – 60% of this goes to earners at the higher rate.
Again, useless without surrounding facts. 2.5 times as much spent, ok, but how many more private sector pensions/pension members are there than public sector? Rough figures here, there are approximately 30m people employed in the UK, just over 6m of those are "public sector" employees. So that's a ratio of 1:4, or to put it another way, 5 times as many private sector employees as there are public sector ones....Lets say, for arguments sake, the government cuts, or stops, these tax reliefs. That in turn means huge pension cuts for private sector employees, to pensions that are already far worse than public sector ones in the main. Is that what the public sector workers want here, to royally screw over the private sector employee so they can keep their generous pension?
you might also consider that the average Civil Service "take" is now just under 2 years (i.e. the duration the pension is paid before the retiree expires)
Yet again, a useless figure taken in isolation. What is the average "take" of a private sector employee? Substantially higher? Lower? The same? Are you saying the average public servant dies at age 67? So 1/5th of all employees will die, on average, at 67? Given the average ages men and women live to nowadays are, as I stated earlier, 78 for men and 82 for women, this figure is very hard to accept. It means that private sector employees will live to, approx, 82/3 each. 67 compared to 82/3, seems wrong to me.
I'm not here to slag off the public sector, I just feel they need to understand the employment world outside their public sector bubble and realise that they aren't exactly as downtrodden and undervalued as they thing when compared to the private sector. We too are suffering.