Ifwecouldjust.......
Well-Known Member
Didn’t lenders start to offer staggering 40 yr mortgages to help
To Help ?
Didn’t lenders start to offer staggering 40 yr mortgages to help
I understand borrowing for longer isn’t ideal but If you’re desperate to get your own pad and that is the only way, then I suspect those taking it saw it as help.To Help ?
Which is a lie of course
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Priti Patel, sacked for secret Israel talks, smears Palestine protests on the BBC
It just goes to show that Israel collaborators like Priti Patel can get away with anything in the eyes of the British mediawww.thecanary.co
I agree with most of what you say, apart from the answer.My son bought a newbuild in York a couple of months ago - ex-renter - cost - £230k for an end of terrace 2 bedroom. I read earlier that the proposed changes to stamp duty is just 1.6% of the cost of the average UK house sale. Less than £5k.
I bought the house where I live nearly 30 years ago - at that time it was about 2.5 times my annual salary. Houses on my street are now going for nearly 7 times the salary I was on when I retired 4 years ago. All the stamp duty change does is reward those already owning property particularly at the higher end. The biggest barrier to buying and selling is the disparity between incomes and prices - which is only getting wider. The answer is reduce prices or massively increase wages both of which are electoral and economic suicide
To be opposed by NIMBYs - aka homeowners who complain about lack of new infrastructure but quite like the value of their house to be kept high by scarcity.I agree with most of what you say, apart from the answer.
The. Answer is a large-scale one and two bedroom house building programme on ideally brownfield sites, publicly funded and publicly owned, with the requirement for builder's to employ apprentices in each trade initially and then either apprentices or in three or four years, those that have came through the apprenticeship programme.
This will give young people a sense of worth, lowering youth unemployment and subsequent mental health issues which are a drain on our NHS, it will reduce demand on rental properties, thus lowering the price landlords can charge, lowering the cost of housing benefit and meaning the value of housing will drop (not as lucrative for the buy to let market), meaning three bedroom houses are more affordable as first time HOMES for young families.
The initial cost would be high, but the money saved through the lower housing benefit costs, and mental health issues amongst our next generation would fairly quickly turn to be at worst cost neutral.
Sadly too many of our current elected representatives are involved in buying to let's which is why I can't see this happening.To be opposed by NIMBYs - aka homeowners who complain about lack of new infrastructure but quite like the value of their house to be kept high by scarcity.
Having to deal with these horrible cunts locally.To be opposed by NIMBYs - aka homeowners who complain about lack of new infrastructure but quite like the value of their house to be kept high by scarcity.
I agree with most of what you say, apart from the answer.
The. Answer is a large-scale one and two bedroom house building programme on ideally brownfield sites, publicly funded and publicly owned, with the requirement for builder's to employ apprentices in each trade initially and then either apprentices or in three or four years, those that have came through the apprenticeship programme.
This will give young people a sense of worth, lowering youth unemployment and subsequent mental health issues which are a drain on our NHS, it will reduce demand on rental properties, thus lowering the price landlords can charge, lowering the cost of housing benefit and meaning the value of housing will drop (not as lucrative for the buy to let market), meaning three bedroom houses are more affordable as first time HOMES for young families.
The initial cost would be high, but the money saved through the lower housing benefit costs, and mental health issues amongst our next generation would fairly quickly turn to be at worst cost neutral.
There is an issue with the lack of infrastructure planning when it comes to population increase and building new homes in this country.Having to deal with these horrible cunts locally.
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Residents protest against “new town” near Stratford
They are staunchly opposed to the \stratfordobserver.co.uk
Selfish, churlish cunts who like living somewhere nice but don’t want other people to benefit from it. Only interested in themselves. If new houses are going to be built, why shouldn’t they be built where people will want to live? And is a nice place to live.
Fucking selfish lowlife.
There is an issue with the lack of infrastructure planning when it comes to population increase and building new homes in this country.
There is a lack of thought and planning around the impact on road networks and traffic congestion, access to parking in any existing infrastructure and no new parking infrastructure, lack of new and widening public transport links, as well as pressure on the access to hospitals, doctors, dentists, Police, fire service, schools, child care etc., pressures on refuse collection and processing, water demand from existing reservoirs that are only suitable in size for the population of a few decades ago, electricity demand when we’re not drilling our own fossil fuels at a rate to compensate not buying from Russia and not keeping up with Green energy sources at the rate the population is increasing who need it… and on and on and on…
Everything seems to just be a case of ‘well, the population is increasing so build more homes’ (and even then we aren’t building at a rate the population is increasing at), instead of ‘let’s stop the population increasing’.
People move to quiet villages because they don’t want to live in towns. They like tranquility and living in green open areas, they don’t want their areas filling with houses and more people. People move to towns because they don’t like the hustle and bustle of cities, they don’t want their areas filling with houses and more people. People with with genuine concerns are seen as a nuisance rather than their issues being valid.
Having to deal with these horrible cunts locally.
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Residents protest against “new town” near Stratford
They are staunchly opposed to the \stratfordobserver.co.uk
Selfish, churlish cunts who like living somewhere nice but don’t want other people to benefit from it. Only interested in themselves. If new houses are going to be built, why shouldn’t they be built where people will want to live? And is a nice place to live.
Fucking selfish lowlife.
The reason everything falls behind is because the councils aren't resourced properly and changes in council tax don't cover even the bare minimum of what's needed.There is an issue with the lack of infrastructure planning when it comes to population increase and building new homes in this country.
There is a lack of thought and planning around the impact on road networks and traffic congestion, access to parking in any existing infrastructure and no new parking infrastructure, lack of new and widening public transport links, as well as pressure on the access to hospitals, doctors, dentists, Police, fire service, schools, child care etc., pressures on refuse collection and processing, water demand from existing reservoirs that are only suitable in size for the population of a few decades ago, electricity demand when we’re not drilling our own fossil fuels at a rate to compensate not buying from Russia and not keeping up with Green energy sources at the rate the population is increasing who need it… and on and on and on…
Everything seems to just be a case of ‘well, the population is increasing so build more homes’ (and even then we aren’t building at a rate the population is increasing at), instead of ‘let’s stop the population increasing’.
People move to quiet villages because they don’t want to live in towns. They like tranquility and living in green open areas, they don’t want their areas filling with houses and more people. People move to towns because they don’t like the hustle and bustle of cities, they don’t want their areas filling with houses and more people. People with with genuine concerns are seen as a nuisance rather than their issues being valid.
I think someone already compiles declarations of MPs who are landlords. But that wouldn't show specifically HMOs. Not that HMOs are intrinsically a bad idea.Sadly too many of our current elected representatives are involved in buying to let's which is why I can't see this happening.
An FOI as to how many in the Commons and Lords gain from rental properties would be very interesting
To a certain degree i agree but if you turn a hamlet into village or a village into a town it may no longer be such a nice place. Im not sure the countries housing stock problem will be solved by property developers earning a wad from building on Wilmcote.Having to deal with these horrible cunts locally.
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Residents protest against “new town” near Stratford
They are staunchly opposed to the \stratfordobserver.co.uk
Selfish, churlish cunts who like living somewhere nice but don’t want other people to benefit from it. Only interested in themselves. If new houses are going to be built, why shouldn’t they be built where people will want to live? And is a nice place to live.
Fucking selfish lowlife.
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Tory MP criticised after demanding legally settled families be deported
Katie Lam said move would make UK ‘culturally coherent’ and that a large number of people ‘need to go home’www.theguardian.com
Simply an obnoxious bitch.Another Tory who is descendent of immigrants, fleeing war and racial persecution , deciding that its best to pull up the ladder behind her.
I think someone already compiles declarations of MPs who are landlords. But that wouldn't show specifically HMOs. Not that HMOs are intrinsically a bad idea.
Still:
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Tory chair accepted £2k hospitality from developer of HMOs for asylum seekers
Exclusive: Kevin Hollinrake’s conference costs paid for by firm helping landlords convert homes for lucrative marketwww.theguardian.com
I'm not sure people (other than Thatcherites) thought municipal housing was a bad idea. She even persuaded people that it was a good idea to sell them cheap to tenants to boost the "home-owning democracy", without realising that the people who bought them would go on to sell them to private landlords, who are now turning them into HMOs. It was essentially theft from the councils who'd built the houses (and thus from taxpayers).In the post war era ( a place so many people want to go back to because they think times were golden ) you lived at home, got married young and if you were lucky rather than live with one set of parents you rented a room in a house so we have a long tradition of HMO's.
If you were dead lucky you were able to move into one of the millions of council homes that were being built for rent ( something some people have been conditioned to think is a bad idea )