Car Insurers you are a DISGRACE

I`ve had a Car Insurance Quote from my existing Insurers Swinton to confirm my new Direct Debit for the forthcoming year.
I stupidly forgot last year to "shop around" but overnight I did and found that Santander were offering a good offer for me. Nothing had changed from last year and I`ve enjoyed 9 years No Claim Bonus and even includes my 40 year old daughter, who lives in Bulgaria but stays with us occasionally and uses my car.
So my new Insurance with them is a nice £465.40 for this nice FOC and his daughter and includes a small monthly fee for taking it out as a monthly Direct Debit.
I called to tell Swinton that I would NO longer be renewing with them for next year and the dear girl at the other end was lost for words when I asked could they match Santanders quote. ;)
The robbing bastards at Swinton wanted £978.40 for exactly the same insurance.
Talk about money grabbing gits so my fellow Blue Mooners who constantly stay with the same Insurance Company for years, spend an hour or so looking and shopping around when your new policy is ready for renewing.
I suspect most of you already do this.
“Nice” FOC you say? Who is this person that you speak of?
 
Th insurance industry runs on data.

If you have a certain brand of car, live in a certain post code and are a certain age, and all that matches with their data that says lots of those combinations had claims this year, the price will go up.

It feels stupid but it's probably logical to them.

When you shop around, you find some company that hasn't had a load of claims for your combination and therefore you get a better deal.
It is stupid, and not logical, it's like "you can't afford a mortgage of £700 a month"......but you can afford to pay £1500 rent......it's laughable, but just pure greed, surprised it's not Bexit or Ukraines fault, which is the excuse for all current greed.
 
I stayed with Quote me Happy for years on auto-renewal and it went up a couple of quid each time. Happy with that and no need to shop around.

Last year up £250 for no reason so onto comparison websites and got a better deal elsewhere.

It’s like they don’t want your business!!
 
Changing your insurance isn’t too difficult. I’d have thought shopping around would be commonplace. You also want good service too.
 
After looking at my online banking a few months ago I couldn’t believe how much I was paying so I went on a mission to reduce my direct debits and had some decent results, it doesn’t look like much but it all adds up during the course of a year.

Three Phone Contract was
£20 p/m now £16

Car Insurance was
£90.43 p/m now £51.29

Virgin Media was
£50 p/m now £39

Contact Lenses was
£31.50 p/m now £25

Water Bill was
£30 p/m now £25

Octopus Energy was
£190 p/m now £150 p/m and in credit
 

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