Lol, honestly they're not poverty stricken as they would like you to believe. I used to do the Accounts for a garage, they had a mobile service for tyres, repairs, etc. the owner, a horrible fat bastard (I fell out with him big time and eventually left, I only worked part time) was "friends" with a lot of Farmers who were his customers as well. None of them paid their accounts on time. I sent a LBA to one of them after he'd not paid his account in nearly a year. He complained to Fatty who came storming into the office saying you can't threaten my "friends". I told him they're not friends, they're just using him as an interest free credit facility, that was the beginning of the end.
This particular farmer, like most others, drives a high end Range Rover, had a huge farm with loads of expensive plant and machinery and a huge farm house, subsidies from the Government and paid staff the minimum wage, a real horrible bastard.
The garage I worked for is in Dukinfield, the owner liked to "slap the arse" of his customers where he thought he could get away with it.